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i/PersonalFinance

daddy

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2 months

How can I get into quant finance

I currently in 1 year , pursuing bcom ( hons). Planning to pursue cfa in future. How can I get into quant finance . What should be my roadmap

5

0 replies

shubh05

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2 months

10 Most Popular Equity Funds of 2024

10 Most Popular Equity Funds of 2024

5

1 replies

shubham_mishra

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2 months

Need Advice: Axis Bank Debited INR 590 for Annual Charges Despite My Debit Card Being Blocked

Hey all, I’m facing an issue with Axis Bank and could use some advice on what to do next. I noticed a charge of INR 590 for "Debit Card Charges GST ANNUAL" debited from my account on December 6, 2024. The problem is, I don’t have an active debit card anymore, as it was blocked on December 4, 2024. I reached out to Axis Bank, and they confirmed that the charge was for an "Online Rewards Debit Card" annual fee, which is INR 500 + GST. They mentioned that...

4

1 replies

saurabh.sharma

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2 months

TCS Applicable or NOT? or GST?

I want to transfer $100k a month abroad to the USA from my current account at a Private Limited Company. These are affiliate partners of my company. Will this attract GST? or TCS?

1

0 replies

shubh05

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2 months

Is there a way to add pluxee - Sodexo meal pass amount to bank account

Hi, just like to know if there's a way to withdraw your balance from Sodexo meal pass to your bank account.

4

0 replies

madhu

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2 months

Can I buy 4cr house with 1cr post tax income?

Me and my wife both are working at MNCs in bangalore. I earn about 1.1 cr and she earns 60L per annum pre tax. We want to buy a house of worth 3.8cr but with registration and interior, it will go to about 4.25cr. I am really scared to make such a big deal and not sure if I can really afford it. We have a savings of about 3cr combined (60% equity and 40% debt) and are about 28yo. Also, our current expenses stand at about 24L per...

3

6 replies

abhishat15

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2 months

What is Life Insurance?

[**Life insurance**](https://datesfinserv.com/fd-vs-life-insurance/) is a contract between you and an insurance company. In exchange for regular payments (premiums), the insurer promises to pay a lump sum (death benefit) to your beneficiaries in the event of your death during the policy term. **Key Features of Life Insurance:** * **Financial Protection:** The primary purpose is to provide financial security to your family or dependents in case of your untimely demise. * **Risk Coverage:** It mitigates the financial risk associated with loss of income due to death. * **Different Policy Types:** Various types...

5

0 replies

saurabh.sharma

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2 months

Query regarding agricultural land morgage

We have some agricultural land and looking to get some loan by mortgage. I am pretty new to this thing and need some solid advice on the next steps. Like how to get low interest rates and what are all the do’s and dont’s. TIA

3

0 replies

karan.batman

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2 months

😅🥲

😅🥲

1

1 replies

abhilasha

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2 months

Jio Coin: The Future of Digital Payments in India?

Jio Coin: The Future of Digital Payments in India?

1

3 replies

saurabh.sharma

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2 months

Agriculture land sale by a company

Is rural agriculture land sale by a company taxable or exempt?

4

1 replies

malagupta1918

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2 months

What Exactly Are Aggressive Growth Mutual Funds?

[Aggressive growth mutual funds](https://datesfinserv.com/aggressive-growth-mutual-funds/), often categorized as equity funds with a growth focus, prioritize capital appreciation above all else. They achieve this by primarily investing in the stocks of companies exhibiting high growth potential. These companies are often smaller, newer, or operating in emerging sectors, making them more volatile but offering the possibility of explosive growth. Fund managers actively seek out businesses they believe are poised for rapid expansion, even if it entails taking on greater risk.

3

0 replies

tanisha_jk00

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2 months

SIP vs. PPF: Decoding Your Long-Term Investment Choices

# Planning for your financial future often involves navigating a maze of investment options. Two popular choices for long-term savings in India are Mutual Fund Systematic Investment Plans (SIPs) and Public Provident Fund (PPF). While both offer distinct advantages, understanding their differences is crucial for making informed investment decisions. This blog post breaks down [**SIPs and PPF**](https://datesfinserv.com/sip-vs-ppf/), comparing their features to help you choose the right fit for your financial goals. **What is a Mutual Fund SIP?** [**A Systematic Investment Plan (SIP)**](https://datesfinserv.com/sip-vs-ppf/) allows you to invest a fixed amount...

3

0 replies

madhu

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2 months

Stay in India and complete MBA or go to US for ~100K salary for 2-3 years

Stay in India and complete MBA or go to US for ~100K salary for 2-3 years

5

0 replies

saurabh.sharma

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2 months

Why SIP for Long Term

Why SIP for Long Term

4

1 replies

navya

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2 months

Gold vs S&P 500 vs Bitcoin: The Shocking Winner is…

Gold vs S&P 500 vs Bitcoin: The Shocking Winner is…

3

1 replies

smehssaketkumar01

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2 months

90k LOSS because of HDFC. Shit forex rates.

HDFC bank gave me such poor forex rate on transferring 50k USD, that I lost around 90k INR. This is in comparison to market USD rate. HDFC reps have been nothing but totally incompetent and shit. Bear in mind this was the rate given after a 'special rate approval' and the employee has ever since denied to give any guarantee of future rates or anything. I want my loss compensated in any way or form and not rely on future transactions for this loss recovery. 90K IS NOT a...

4

14 replies

madhu

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2 months

Your comments. My Salary 40k. 24 M

Your comments. My Salary 40k. 24 M

1

4 replies

vratesh62

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3 months

Accelerate Your Wealth Creation with Step-Up SIPs: A Smart Investment Strategy

# Systematic Investment Plans (SIPs) have become a popular way to invest in mutual funds, offering a disciplined and convenient approach to building wealth over time. But what if you could supercharge your SIP investments and potentially achieve your financial goals even faster? Enter the [**Step-Up SIP**](https://datesfinserv.com/step-up-sip/), a powerful strategy that can help you do just that. **What is a Step-Up SIP?** A Step-Up SIP, also known as a Top-Up SIP or Escalating SIP, is a variation of the traditional [SIP](https://datesfinserv.com/step-up-sip/) where you periodically increase your investment amount. Instead...

2

0 replies

smehssaketkumar01

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3 months

URGEBNT ADVICE NEEDED.

Hi, my parents took some debt of which is in double figures now. They have been trying to pay it back but now it has come to a point where they are unable to make it every month. I am a corporate lawyer by profession and work in a small law firm. I need a personal loan on my name but all the banks are rejecting it saying that they don't give loans to lawyers. I am really in a difficult spot, can I someone advice me on what...

4

1 replies

i/communityname

i/personalfinance

How can I get into quant finance

10 Most Popular Equity Funds of 2024

Need Advice: Axis Bank Debited INR 590 for Annual Charges Despite My Debit Card Being Blocked

TCS Applicable or NOT? or GST?

Is there a way to add pluxee - Sodexo meal pass amount to bank account

Can I buy 4cr house with 1cr post tax income?

What is Life Insurance?

Query regarding agricultural land morgage

😅🥲

Jio Coin: The Future of Digital Payments in India?

Agriculture land sale by a company

What Exactly Are Aggressive Growth Mutual Funds?

SIP vs. PPF: Decoding Your Long-Term Investment Choices

Stay in India and complete MBA or go to US for ~100K salary for 2-3 years

Why SIP for Long Term

Gold vs S&P 500 vs Bitcoin: The Shocking Winner is…

90k LOSS because of HDFC. Shit forex rates.

Your comments. My Salary 40k. 24 M

Accelerate Your Wealth Creation with Step-Up SIPs: A Smart Investment Strategy

URGEBNT ADVICE NEEDED.

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