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i/PersonalFinance

mrigank_shekhar04

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3 months

SBI Vs HDFC which home loan to prefer

Hi All, I am applying for a home loan, both SBI and HDFC are offering 8.5% rate. Everyone says SBI should be preferred, but I already have my salary account with HDFC, dont want the hassles of multiple accounts. What do you suggest?

5

3 replies

malagupta1918

•

3 months

Top Holdings of Blackrock India Fund

Top Holdings of Blackrock India Fund

2

1 replies

vratesh62

•

3 months

Joint FD ICICI Bank

Can anyone guide me on how to create a joint FD in ICICI bank using net banking

1

1 replies

daddy

•

3 months

Need Help: Are HDFC Click 2 Achieve & Bajaj Allianz ACE Good Investments?

Hey folks, I’ve been putting money into two investment plans since 2024, and I’m not sure if I made the right choice. Here’s the deal: 1. **HDFC Click 2 Achieve** * ₹15,765 per month * Survival benefit: ₹5,143/month * Paying premiums for 10 years 2. **Bajaj Allianz ACE** * ₹11,000 per month * Survival benefit: ₹3,000/month * Paying premiums for 10 years The survival benefits seem decent, but I’m wondering if these plans are actually worth it for the long haul or if I’d be better off with something...

3

1 replies

red

•

3 months

Suggest a good andfree zero-balance account

Can you suggest me: - I am looking for a completely free zero-balance account. - There should be no charges for any services. - A physical debit card would be a plus, but I am also fine with a virtual card. - Premium offers are welcome, but I am okay without them too.

4

0 replies

smehssaketkumar01

•

3 months

Query regarding Short payment in TDS for property purchase

Query regarding Short payment in TDS for property purchase

3

0 replies

viraj.catanxs

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3 months

Which is the best 80C deduction available in India?

Some say it's ELSS Mutual Fund Zerodha midcap 250 tax saver fund Some say it's PPF ? Some say it's life insurance Pnb MetLife century - smart income Some say it's ULIP Midcap ULIPs .... Please enlighten your choice

5

2 replies

jhasneha29novm

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3 months

Gold price history last 100 years.

Gold price history last 100 years.

5

5 replies

red

•

3 months

Offer letter is not having the details CTC breakups

So I have 4 years of experience and am doing a job switch. Now, the company where I got selected at sent me an offer letter which only had CTC amount and Bonus detail. But the breakup of that CTC is not provided. But I am asked to accept the letter first then I will be provided the breakup after a while. Is this normal? As I am concerned on anything unusual with the CTC breakup that might affect my in-hand salary.

5

0 replies

shubh05

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3 months

What is an FD (Fixed Deposit)?

# A [Fixed Deposit](https://datesfinserv.com/fd-vs-life-insurance/), often referred to as an FD, is a secure investment instrument offered by banks and financial institutions. # How an FD Works You deposit a lump sum of money for a fixed tenure, and the bank pays you interest at a predetermined rate. Once the tenure ends, you receive the principal amount along with the accrued interest. # Benefits of an FD * Guaranteed returns * Low risk * Flexible tenure options * Easy liquidity in emergencies (with penalties)

5

0 replies

sainsamridh_01

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3 months

Which Bank is the best for home loan

Hi Guys, I have recently booked flat in Pune & looking for which bank would be best to take home loan from?? Pls help

3

2 replies

tanisha_jk00

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3 months

Need help Understanding Health Insurance.

So, I'm planning to buy health Insurance and these are the clause and sub clause I've learnt about and what to look out for. * Sub Limits * Room rent cap * Co-pay * Waiting Periods * Restoration of sum assured * Zonal Policy vs Pan India * Exclusions * Day Care Treatment * Pre & Post Hospitalization Charges * No Claim Bonus * Free Health Check Up * Topup and Super Top Up Is there anything I'm missing or should be aware or look out for? Any guidance...

3

0 replies

sainsamridh_01

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3 months

non-IIT/IIM, Msc Fintech from University of Glasgow, is there any chance that I will find an entry level -Quant Dev, Quant Research, Qunat Analyst job in India?

Hi I am a non-IIT, Msc Fintech from University of Glasgow student with 4 years of experience as a data engineer, I have worked with American Express for the past 3 years and am currently pursuing my Masters in Financial Technology, is there any chance that I will find an entry level -Quant Dev, Quant Research, Qunat Analyst job in India? I would appreciate any adive on what I could do to increse my chances if there are any.

5

1 replies

viraj.catanxs

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3 months

Which payments bank should I open account in?

For micro transactions I am thinking of opening an account in a payments bank? Do you people think it's a good idea? If yes then can you people suggest any company? Thank you.

3

0 replies

smehssaketkumar01

•

3 months

Is this company a scam? Please Help!

Hi, So Recently My Father has been trying to apply for a loan and had tried with many banks but all of the known banks rejected the loan including the NBFC's, Now Coming to The Point He has applied a loan with a company called PanCapital Investments ( URL : www.pancapitalinvestments.com) and while trying to find out more about this company, I got to know there exists another company called Money Loan.co.in Which Is Located in the exact same adress. What made it look fishy : 1) He Has...

2

1 replies

viraj.catanxs

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3 months

60% of the Economy Depends on YOU

60% of the Economy Depends on YOU

3

3 replies

mrigank_shekhar04

•

3 months

So I have a question I am get interest is 7.7% money is 45lakh which we sold our land we received so we live In rural village area so I asked my parents to do a non-cumilative fixed deposit fd for a regular income as my father is a farmer so we have regular need of income..

As I was saying so my mother asked me that why don't people do this and have income so she was sketchy as the are 1960s born so they were asking why don't your uncle or other people do it so what should I do or tell them and do pepole do this amounts of money 🤔

1

2 replies

mrigank_shekhar04

•

3 months

Supercharge Your Investments with Step-Up SIPs: A Guide to Higher Returns

# Systematic Investment Plans (SIPs) have become a popular way to invest in mutual funds, offering a disciplined approach to wealth creation. But what if you could boost your returns even further? Enter the [**Step-Up SIP**](https://datesfinserv.com/step-up-sip/), a smart strategy that can significantly enhance your investment growth. This blog post will delve into the world of Step-Up SIPs, explaining how they work, their benefits, and how you can implement them. **What is a Step-Up SIP?** A regular SIP involves investing a fixed amount at regular intervals (usually monthly) in a...

4

0 replies

vratesh62

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3 months

Best way to invest in physical gold

Where can I get physical gold just for investment purpose with the least making charges?

5

0 replies

saurabh.sharma

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3 months

Best Way to Save for a Trip in 9 Months?

Hey folks, I’m planning a trip outside India around September this year, so I’ve got about 9 months to save up. My goal is to set aside ₹7,500 every month starting now, which should give me around ₹67,500 by the time I leave. I’m looking for the best way to make the most out of this money. Should I: 1. Invest in a mutual fund (maybe a short-term or aggressive one)? 2. Consider a liquid fund, FD, or something safer? 3. Explore any other short-term investment options? I’m okay...

2

0 replies

i/communityname

i/personalfinance

SBI Vs HDFC which home loan to prefer

Top Holdings of Blackrock India Fund

Joint FD ICICI Bank

Need Help: Are HDFC Click 2 Achieve & Bajaj Allianz ACE Good Investments?

Suggest a good andfree zero-balance account

Query regarding Short payment in TDS for property purchase

Which is the best 80C deduction available in India?

Gold price history last 100 years.

Offer letter is not having the details CTC breakups

What is an FD (Fixed Deposit)?

Which Bank is the best for home loan

Need help Understanding Health Insurance.

non-IIT/IIM, Msc Fintech from University of Glasgow, is there any chance that I will find an entry level -Quant Dev, Quant Research, Qunat Analyst job in India?

Which payments bank should I open account in?

Is this company a scam? Please Help!

60% of the Economy Depends on YOU

So I have a question I am get interest is 7.7% money is 45lakh which we sold our land we received so we live In rural village area so I asked my parents to do a non-cumilative fixed deposit fd for a regular income as my father is a farmer so we have regular need of income..

Supercharge Your Investments with Step-Up SIPs: A Guide to Higher Returns

Best way to invest in physical gold

Best Way to Save for a Trip in 9 Months?

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