IndiaReply

i/PersonalFinance

karan.batman

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about 2 months

India's central bank cuts key interest rate for the first time

India's decision to lower its key interest rate by 0.25% to 6.25% for the first time in nearly five years is a significant move aimed at addressing economic challenges. The country is facing its lowest growth forecast in four years, primarily due to weak manufacturing performance and a slowdown in corporate investments. Despite inflation still exceeding the Reserve Bank of India’s (RBI) target, the reduction signals a shift in policy to stimulate economic activity. The central bank’s forecast of slower inflation, particularly in food prices, indicates that the rate...

3

0 replies

abhilasha

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about 2 months

No pan card in bank account

Hi all, I have account in one of government bank and there I have minor earning as interest more than 10k from last 3 years and it didn't reflected in my tax portal. If I check in net banking it is showing kyc till 2028 with pan card. However, when I checked with bank they are saying PAN is not showing in there system and to get expired pan card and to do high payment I have link pan card. Now my question if I gave them PAN will...

4

0 replies

viraj.catanxs

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about 2 months

What are Pros and Cons of using Credit card

Hello Everyone, I'm planning to Buy new Phone from Amazon using credit card, tho I am capable to pay full amount I'm getting good discount of 8k on icici credit card. If guys could tell me should what are the pros and cons of using credit card and what are the hidden fees, will it be wise to avail that 8k discount or should I pay full amount. Thankyou

2

2 replies

red

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about 2 months

Housing loan amount help required

I'm 37 years old and in the process of finalizing the purchase of a 6-year-old resale flat for 75 lakh INR. My wife and I both have a combined income of around 40 lakh INR per annum and currently have savings of about 60 lakh INR. What amount should we consider for a home loan to minimize interest payments while also taking advantage of tax deductions? Any advice would be appreciated!

5

0 replies

sakshu_006

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about 2 months

Who owns BSE?

Credit- r/Sharemarketupdates

4

0 replies

vratesh62

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about 2 months

FD vs Life Insurance: Which Investment Suits You Better?

Choosing the right investment vehicle can feel overwhelming. Two popular options are [**Fixed Deposits (FDs) and Life Insurance**](https://datesfinserv.com/fd-vs-life-insurance/)**.** Both offer financial security but in very different ways. Let's break down the key differences to help you decide which one aligns better with your financial goals. Fixed Deposits (FDs): * What they are: FDs are a safe and predictable investment option. You deposit a fixed sum of money with a bank or financial institution for a specific term. * Pros: * Guaranteed returns: FDs offer fixed interest rates, making them...

5

0 replies

daddy

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about 2 months

Looking for moderators for r/IndiaFinance 💸

Hi everyone! r/IndiaFinance is currently unmoderated, and I’m looking for community members to help run the subreddit 😊 **Here’s what’s needed:** * A top mod to help build a vibrant space where people can share knowledge and discuss all things related to finance in India * Keeping spam under control to focus on quality discussions * Managing comments and users to keep things friendly and fun * Sharing your financial knowledge and help guide discussions on the latest trends and news in the Indian finance world We’re more than...

3

0 replies

malagupta1918

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about 2 months

How expensive are stock markets worldwide

Credit- r/Sharemarketupdates

4

2 replies

sainsamridh_01

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about 2 months

how can i earn a bit

hi, I'm a 21 year old woman who's currently doing her bachelors in english literature. idk what I'm going to do in the future but for now, i would like to earn a bit online. i need money not for necessity, just for the things i want to buy and stuff. i hate asking my parents for money so i would like to earn some. they'll be happy too. ik nothing about jobs, fianaces whatever. i want an online job, not too hectic so i can focus on my...

4

0 replies

mrigank_shekhar04

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about 2 months

Budget Planner: Calculate your income, expenses, and savings easily.

Budget Planner: Calculate your income, expenses, and savings easily.

5

0 replies

abhilasha

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about 2 months

How does Tata make money

Credit- r/Sharemarketupdates

2

2 replies

abhishat15

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about 2 months

Jio Air Fiber on GPay?

How can I pay my Jio Air Fiber internet bill through GPay? I'm unable to find the payer name. TIA!

4

0 replies

karan.batman

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about 2 months

FY 2025-26: New Regime Tax Calculator and Take-Home Salary Calculator

FY 2025-26: New Regime Tax Calculator and Take-Home Salary Calculator

3

0 replies

malagupta1918

•

about 2 months

Shein restarts its India operations in partnership with Reliance Industries

Credit- r/Sharemarketupdates

2

0 replies

smehssaketkumar01

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about 2 months

Tax Rate around the world in percentage

Credit- r/Sharemarketupdates

2

4 replies

abhishat15

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about 2 months

Gold prices in India have crossed ₹85,500 per 10 grams.

Gold prices in India have crossed ₹85,500 per 10 grams.

2

1 replies

sakshu_006

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about 2 months

Help me with how much to contribute to parents, advice needed.

Hi, so I am 25F residing in Bangalore, I am getting 19.75 LPA CTC, where 8.75 Lakhs is just RSU. My inhand salary is 10 LPA, I recently shifted my job previously I was just earning 4 LPA in hand and I used to get 40k per month, out of which 11k I used to give to my parents, from which my dad invested around 5k, 14k rent and rest for my expenses. Now my inhand salary is 75k after PF deduction, how much should I contribute to my...

1

0 replies

vratesh62

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about 2 months

Chasing Growth: An Investor's Guide to Aggressive Growth Mutual Funds

[**Aggressive growth mutual funds**](https://datesfinserv.com/aggressive-growth-mutual-funds/) are for those investors who aren't afraid to take on a bit more risk in pursuit of substantial returns. These funds primarily invest in stocks of companies with high growth potential, often smaller and newer businesses that operate in fast-growing sectors. While the potential for significant gains is enticing, it's crucial to understand the risks involved before diving in.

1

0 replies

shubham_mishra

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about 2 months

Boston institute of analytics

Anyone who was enrolled or completed investment banking course in boston institute of Analytics in india? Any suggestions for taking the course

4

0 replies

shubham_mishra

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about 2 months

Government Benefits for Senior Citizens

Are there any state (Telangana) or government benefits for senior citizens? A close relative has zero income and relies on handouts from people which is not sustainable. They have not filed taxes in decades due to no income. Was an NRI but never saved any money unfortunately. No pension etc. although they did work in the Mumbai airport in the late 1960's. Doubt that means anything now. Wondering if there are any supports or resources to help them out. Thank you.

3

0 replies

i/communityname

i/personalfinance

India's central bank cuts key interest rate for the first time

No pan card in bank account

What are Pros and Cons of using Credit card

Housing loan amount help required

Who owns BSE?

FD vs Life Insurance: Which Investment Suits You Better?

Looking for moderators for r/IndiaFinance 💸

How expensive are stock markets worldwide

how can i earn a bit

Budget Planner: Calculate your income, expenses, and savings easily.

How does Tata make money

Jio Air Fiber on GPay?

FY 2025-26: New Regime Tax Calculator and Take-Home Salary Calculator

Shein restarts its India operations in partnership with Reliance Industries

Tax Rate around the world in percentage

Gold prices in India have crossed ₹85,500 per 10 grams.

Help me with how much to contribute to parents, advice needed.

Chasing Growth: An Investor's Guide to Aggressive Growth Mutual Funds

Boston institute of analytics

Government Benefits for Senior Citizens

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