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i/PersonalFinance

viraj.catanxs

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2 months

What to do with 15k

Hello everyone! I recently got 15k security amount back from my college and am planning to make this amount grow a bit instead of just sitting idol on a normal savings account. Also if it's just sitting there I might spend it. Therefore, I want to ask for advice about what to do with the money. I know its a small amount but let's start with less. Should I go with recurring deposit or invest it somewhere? Please suggest me something. Thank you in advance :) PS: I don't...

2

0 replies

saurabh.sharma

•

2 months

Financial trouble

Hello everyone i m about to complete my masters degree and I was not able to appear for the final exams because of financial issues , so we have be trying to sell , mortgage property, take personal loan for the past 3 months and nothing is contributing not even a penny , i m clueless, mu father doesn’t have proper income for last few years so no bank is ready to lend any money without completing my masters i feel like a sitting duck who is good for...

2

0 replies

mrigank_shekhar04

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2 months

10 Grams of Gold for FREE? CRED is Giving Away Insane Prizes!

10 Grams of Gold for FREE? CRED is Giving Away Insane Prizes!

1

0 replies

vratesh62

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2 months

Step-Up SIP: A Smart Strategy to Grow Your Investments

In a [**Step-Up SIP**](https://datesfinserv.com/step-up-sip/), you increase your investment amount at predetermined intervals, such as annually or semi-annually. This systematic escalation helps you combat inflation and allows you to accumulate wealth faster. How Does it Work? * Initial Investment: You start by investing a specific amount at regular intervals (e.g., monthly). * Escalation Schedule: You pre-define the percentage or absolute amount by which your SIP amount will increase at specific intervals (e.g., 10% increase annually). * Consistent Investments: You continue investing at the escalating amounts at regular intervals.

4

0 replies

mrigank_shekhar04

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2 months

Gold Outperformed Indian Stock Market

Gold Outperformed Indian Stock Market

5

0 replies

sakshu_006

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2 months

My Budget Wishlist:

My Budget Wishlist:

5

0 replies

daddy

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2 months

Need Suggestions for Car Insurance Providers (Restrictions Apply)

Hi guys, I am looking to buy general insurance for my car but need some help choosing the right provider. Due to firm restrictions, I cannot buy insurance from certain companies, including HDFC Ergo, ICICI Lombard, Tata AIG, and Future Generali. I’d appreciate suggestions for reliable insurers with good claim settlement ratios, competitive pricing, and responsive customer service. If you have personal experiences (positive or negative) with any insurers apart from the ones mentioned, please share.

2

0 replies

red

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2 months

How do you deal with persistent and annoying relationship managers?

I have a relationship manager at a small finance bank where I have stored a majority of my funds. I have told my relationship managers there to not call me or bother me at any time looking to sell investments or asking me to open an FD. My previous relationship manager understood it but her replacement is the opposite. She helps me out a lot. She helps me out on her WhatsApp contact that she shared with me and often I put in a request late night and she...

5

0 replies

abhilasha

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2 months

What Exactly Are Aggressive Growth Mutual Funds?

[**Aggressive growth mutual funds**](https://datesfinserv.com/aggressive-growth-mutual-funds/), often categorized as equity funds with a growth focus, prioritize capital appreciation above all else. They achieve this by primarily investing in the stocks of companies exhibiting high growth potential. These companies are often smaller, newer, or operating in emerging sectors, making them more volatile but offering the possibility of explosive growth. Fund managers actively seek out businesses they believe are poised for rapid expansion, even if it entails taking on greater risk.

2

0 replies

navya

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2 months

Is there any app/service through which I can get loan of Rs 1 lakh instantly ?

Is there any app/service through which I can get loan of Rs 1 lakh instantly ?

2

0 replies

smehssaketkumar01

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2 months

Individuals is now paying more taxes than all the companies in India Combined.

Individuals is now paying more taxes than all the companies in India Combined.

3

4 replies

shubh05

•

2 months

Hold this or not,

Investing for the first time at 19 y/o(asa got documents) ,started 2 months back and I wanted to invest in bulk amount for long term(10-20 k) but now scared after seeing this

1

1 replies

saurabh.sharma

•

2 months

SIP vs. PPF: Which Investment Avenue is Right for You?

**Can You Invest in Both?** Yes, you can and often should invest in both [**SIPs and PPF**](https://datesfinserv.com/sip-vs-ppf/). This allows you to diversify your portfolio and benefit from the advantages of both investment avenues. PPF can provide a stable and tax-efficient foundation, while SIPs can offer the potential for higher returns to achieve your long-term financial goals. SIPs and PPF are both valuable tools for long-term financial planning. Understanding their key differences will empower you to make informed investment decisions that align with your individual needs and goals. Remember to...

2

0 replies

karan.batman

•

2 months

Suggestions on side hustle or opportunities

Ways to earn money Any suggestions to earn money to pay my student loan off apart from doing a job (9-5)? If there is any side hustle/work that can be provided, I am 100% commited and up for it. I really am passionate and motivated about it. I am proficient with computers. Feedback, comments, suggestions, advices, criticism literally anything and everything is much appreciated!

2

0 replies

sainsamridh_01

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2 months

Number of People Earning More than 1 Crore

Number of People Earning More than 1 Crore

1

1 replies

sainsamridh_01

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2 months

Recent IPOs With the worst Fall From Highs

Recent IPOs With the worst Fall From Highs

5

1 replies

shubham_mishra

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2 months

How to invest 27L my dad got

My dad is currently a salaried employee, he might retire in the coming 1-2 years. He currently earns around 40 lpa in a T1 city, and he asked me for suggestions invest/park 27L he received recently. My mom suggests FD, but real inflation being higher than current rates, it makes no sense according to me. Other options are stocks/bonds/house. But we are not entirely sure how to allocate the money. Any and all suggestions will be helpful.

3

1 replies

viraj.catanxs

•

2 months

How to invest my father's retirement fund.

My father is retiring next year and gonna get 50-60lakhs ig. Im very new here but I want to learn more. Where can I park these fund so we can get good returns. I thought to invest in fd but heard something like there will be 30% tax cut while taking. Should I invest these on land. Or should I open a demat acc on my father's name to invest for long term on stocks and bonds?? What could be the ideal thing u would have done if u...

1

2 replies

tanishasahu0911

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2 months

PSU COMPANIES DOWN FROM 52W HIGH

PSU COMPANIES DOWN FROM 52W HIGH

5

1 replies

sakshu_006

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2 months

Boost Your SIP Returns with the Power of Step-Up SIPs

# Systematic Investment Plans (SIPs) are a popular way to invest in mutual funds, offering the benefit of rupee-cost averaging and disciplined investing. But what if you could enhance your SIP returns even further? Enter the [**Step-Up SIP**](https://datesfinserv.com/step-up-sip/), a smart strategy that can significantly boost your wealth creation over time. This blog post explores the concept of Step-Up SIPs, their advantages, and how they can help you achieve your financial goals faster. **What is a Step-Up SIP?** A Step-Up SIP, also known as a Top-Up SIP or Increasing SIP,...

5

0 replies

i/communityname

i/personalfinance

What to do with 15k

Financial trouble

10 Grams of Gold for FREE? CRED is Giving Away Insane Prizes!

Step-Up SIP: A Smart Strategy to Grow Your Investments

Gold Outperformed Indian Stock Market

My Budget Wishlist:

Need Suggestions for Car Insurance Providers (Restrictions Apply)

How do you deal with persistent and annoying relationship managers?

What Exactly Are Aggressive Growth Mutual Funds?

Is there any app/service through which I can get loan of Rs 1 lakh instantly ?

Individuals is now paying more taxes than all the companies in India Combined.

Hold this or not,

SIP vs. PPF: Which Investment Avenue is Right for You?

Suggestions on side hustle or opportunities

Number of People Earning More than 1 Crore

Recent IPOs With the worst Fall From Highs

How to invest 27L my dad got

How to invest my father's retirement fund.

PSU COMPANIES DOWN FROM 52W HIGH

Boost Your SIP Returns with the Power of Step-Up SIPs

Kali Maa

SHIV JI

Vishnu Divyadesams TN

my happy place

Hardik Pandya shines with five wickets, but LSG still get to 203

Jasprit Bumrah will miss MI's game tonight against LSG and is doubtful for their next match against RCB on April 7

MI strike at the right time! A well-set Aiden Markram departs

MS Dhoni is likely to captain CSK against Delhi Capitals on Saturday if Ruturaj Gaikwad doesn't recover from an elbow injury in time

Sunrisers Hyderabad have lost their last five matches against Kolkata Knight Riders

Travis Head and Abhishek Sharma have opened three times against KKR, and have both been dismissed in the first two overs on all three occasions