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i/PersonalFinance

madhu

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3 months

What happens if ruppee falls to 100rs to 1 Dollar

With the ruppee falling all time low of 86 rs to 1 dollar, what are the implications if the ruppee falls to 100 rs to 1 dollar

2

4 replies

daddy

•

3 months

Foreign inward remittance

As a newbie to remittance processes, I have a question: I invest in US equities through IBKR (Interactive Brokers), but HDFC charges a 3% conversion fee during withdrawals. Can I use platforms like Skydo or Razorpay to transfer funds and then route them back to my savings account? Would this be a feasible solution?

4

0 replies

mrigank_shekhar04

•

3 months

FD vs Life Insurance: Which is the better investment for you?

When it comes to investing your hard-earned money, there are a lot of different options to choose from. Two of the most popular options are [**fixed deposits (FDs) and life insurance**](https://datesfinserv.com/fd-vs-life-insurance/) policies. Both of these options have their own advantages and disadvantages, so it's important to understand the differences between them before you make a decision. **What is a fixed deposit (FD)?** A [fixed deposit](https://datesfinserv.com/fd-vs-life-insurance/) is a type of investment where you deposit a lump sum of money with a bank or other financial institution for a fixed period...

2

1 replies

viraj.catanxs

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3 months

Lottery platform

Does India have a daily lottery platform in which 100 people put money into The pool and winners gets all #india

5

0 replies

sakshu_006

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3 months

What Are Aggressive Growth Mutual Funds?

# [**Aggressive growth mutual funds**](https://datesfinserv.com/aggressive-growth-mutual-funds/) are a category of mutual funds aimed at delivering high returns by investing in stocks with strong growth potential. These funds typically focus on small-cap and mid-cap stocks in rapidly expanding industries. # How They Differ From Other Mutual Funds Unlike conservative or balanced mutual funds, aggressive growth funds prioritize capital appreciation over stability. This approach often involves higher risks, making them ideal for investors willing to ride market fluctuations for potentially high rewards.

4

0 replies

karan.batman

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3 months

GST Portal Outage: Taxpayers May Get More Time As Government Mulls Extending Deadline After Glitch

GST Portal Outage: Taxpayers May Get More Time As Government Mulls Extending Deadline After Glitch

2

0 replies

vratesh62

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3 months

Investment advice

I have ~ 7 lacs to invest, I am looking to invest in something low risk and ability to withdraw funds easily (no lock in periods). What would be your suggestion in terms of a place to start as a complete novice? Looking for advice on how to invest or what to study/understand before investing.

1

1 replies

daddy

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3 months

Making Financial Planning Easy for Young Indians with AI: What Do You Think?

I'm working on an idea for an AI-powered financial planning platform for young Indians that provides a lifelong roadmap, starting with essentials like term and health insurance, followed by building emergency funds, SIPs, and personalized investments. It would analyze factors like salary, debt history, past investments, and UPI transactions to understand spending behavior and create plans. The goal is to simplify financial planning by combining AI insights with expert advice while addressing challenges like regulatory compliance and building trust in India’s ecosystem. Would you trust such a platform? What...

1

1 replies

sakshu_006

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3 months

Hold this or not? Groww app SIP in loss

I had started a monthly SIP on groww app for 5k, and October end/November onwards it is in negative trend and now the loss is 4.7k, should I hold this for now or disinvest and invest the funds in some other fund, please suggest 🙏 I was hoping to take out the amount once I break even, but this seems to be going down only, I am not in any urgent need of funds so can hold it, and have also stopped the SIP now.

3

2 replies

tanisha_jk00

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3 months

Cred's credibility lost !

I was making a purchase from Zepto. While making payment saw multiple coupons available including Flat 25 cashback on paying from Amazon UPI. But "Upto 300 cashback on paying from Cred UPI" caught my attention. And I paid using Cred. What they gave is Rs 2. This is not the matter of 25 or 2 rupees. But shouldn't it be titled like "Cashback upto 10" ? How can a giant like Cred play these petty tricks ? Today Cred has lost one of their consumer.

5

2 replies

red

•

3 months

Mutual Fund SIP vs. PPF: A Comparative Analysis for Indian Investors

When it comes to long-term investment strategies in India, two popular options often considered are Mutual Fund Systematic Investment Plans (SIPs) and the Public Provident Fund (PPF). Both avenues offer unique benefits and cater to different investor profiles. This article delves into the distinctions between [**SIPs and PPF** ](https://datesfinserv.com/sip-vs-ppf/)to help you make an informed decision aligned with your financial goals. **Understanding Mutual Fund SIPs** A Systematic Investment Plan (SIP) allows investors to contribute a fixed amount regularly into a mutual fund scheme, typically on a monthly basis. This disciplined...

4

0 replies

tanisha_jk00

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3 months

Should I move my educational loan from HDFC bank to any other bank that offers lower interest rates?

I took a education loan of 5 Lakhs in 2021 from HDFC Credila at 11.25% with effective tenure of 156 months, over the years they have increased the interest rate and as of today, it is currently at 13.7% with effective tenure of 178 months. So should I move my loan to any other bank that offers a lower interest rate? My confusion is because while the interest rate has increased, my monthly EMI outgo has remained the same . My monthly EMI was about 6,113 and over that...

4

0 replies

saurabh.sharma

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3 months

What Is Step-Up SIP?

Investing can be a game-changer for financial growth, and SIPs have revolutionized how individuals save and invest. A [**Step-Up SIP**](https://datesfinserv.com/step-up-sip/) is an advanced version of the traditional SIP, designed to increase your SIP contributions annually or periodically. This feature allows investors to align their investments with their growing incomes, making it a flexible and efficient tool for wealth creation.

2

0 replies

jhasneha29novm

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3 months

EPFO / PAN/ Aadhaar

Can anyone please help me! I have been trying to link my Aadhar to my EPF account and the site is continuously down! You can't link using umang app as well. I am feeling really frustrated. Have been trying to do this for weeks now. So frustrated! Their helpline is trash as well. Is there any other way I can do this? Or is there a link that's working that I can use. Maybe I am doing something wrong? Please help! This is the link I'm referring to: https://unifiedportal-mem.epfindia.gov.in/memberinterface/...

2

0 replies

sakshu_006

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3 months

18F need guidance regarding e-PAN

Blame ChatGPT if this is the wrong subreddit to ask this question, I honestly have no idea where to ask as I'm very new to reddit. I want to apply for an e-PAN but my Aadhar card is linked to my mother's mobile number. When I apply for e-PAN will it be alright if I use my own mobile number in pan card registration and let my aadhar card linked to a different number which is accessible? I don't want to go to a nearest center just to change...

5

0 replies

madhu

•

3 months

Asset class returns in 2024 (US centric)

https://preview.redd.it/yxl429ffzkbe1.jpg?width=1080&format=pjpg&auto=webp&s=248f92109e995d8671040ab2eb046abdb3f6f4af

3

0 replies

red

•

3 months

I want to learn about finances. Please recommend books or courses (free/ paid) or youtube videos

I want to learn about finances. Please recommend books or courses (free/ paid) or youtube videos

4

3 replies

sakshu_006

•

3 months

Is this a scam?

I have never applied for any loans. Why is this message coming to me? How do I stay safe?

4

7 replies

mrigank_shekhar04

•

3 months

FD vs Life Insurance: Which is the Right Choice for You?

When it comes to securing your financial future, Fixed Deposits (FDs) and Life Insurance are two of the most common tools that individuals consider. While both serve the purpose of financial security, they cater to different needs and goals. In this article, we’ll dive deep into the differences between [**FDs and Life Insurance**](https://datesfinserv.com/fd-vs-life-insurance/), helping you make an informed decision. # What is a Fixed Deposit (FD)? A [**Fixed Deposit (FD)**](https://datesfinserv.com/fd-vs-life-insurance/) is a financial instrument offered by banks and Non-Banking Financial Companies (NBFCs). It allows you to invest a lump...

2

1 replies

tanisha_jk00

•

3 months

How can I withdraw from my 2 year old PF account

Hello, I (24M) started my first Corporate job back in Apr,'22. Now I'm purchasing a flat and was thinking if it is possible to withdraw some money out of my PF account so I can avoid selling my stocks which give better returns than PF. As per google, A PF account needs to be atleast 5 year old to withdraw the amount, not sure if that's true hence this post. Thanks.

4

0 replies

i/communityname

i/personalfinance

What happens if ruppee falls to 100rs to 1 Dollar

Foreign inward remittance

FD vs Life Insurance: Which is the better investment for you?

Lottery platform

What Are Aggressive Growth Mutual Funds?

GST Portal Outage: Taxpayers May Get More Time As Government Mulls Extending Deadline After Glitch

Investment advice

Making Financial Planning Easy for Young Indians with AI: What Do You Think?

Hold this or not? Groww app SIP in loss

Cred's credibility lost !

Mutual Fund SIP vs. PPF: A Comparative Analysis for Indian Investors

Should I move my educational loan from HDFC bank to any other bank that offers lower interest rates?

What Is Step-Up SIP?

EPFO / PAN/ Aadhaar

18F need guidance regarding e-PAN

Asset class returns in 2024 (US centric)

I want to learn about finances. Please recommend books or courses (free/ paid) or youtube videos

Is this a scam?

FD vs Life Insurance: Which is the Right Choice for You?

How can I withdraw from my 2 year old PF account

[Video] Kerala: Handsome Boy goes to Bangalore for College, becomes Drug addiction Victim | Anti-Drug Social Message

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