FD vs Life Insurance: Understanding the Key Differences In summary, both [Fixed Deposits and Life Insurance](https://datesfinserv.com/fd-vs-life-insurance/) have their unique advantages and serve different purposes in financial planning. If you prioritize safety and guaranteed returns, an FD may be the right choice. Conversely, if you seek long-term security for your loved ones along with potential savings growth, consider investing in a life insurance policy. Ultimately, understanding your financial needs will guide you toward the best investment option for you. By evaluating your personal circumstances and future goals, you can make an informed decision that aligns with your overall... 5 0 replies
Not getting refund to my NRE account through UPi Hi I recently purchased and spent through my ICICI NRE account through phone pay now I am not able to get any refunds and says credit failed when I cancel the goods and service that I bought 5 0 replies
Capital gains on a 15 lakh property. I am an nri planning to comeback to india in march, I have two 1 bhk flats worth 15 each bought for 4.5 in 2006. Any idea on how much tax am I supposed to pay if decide to sell? 3 0 replies
Where does a company file its taxes Corporate office/Head office or Registered office? Sorry for the layman question but just curious about it. Take for example a company having its Corporate office in Gurugram and Registered office in Delhi. Where would they be filling taxes in? Haryana or Delhi? Also if it works differently please let me know as someone who is not much aware about the topic. 5 0 replies
Home Loan Prepayment Advice I have a 25 lakh Home Loan taken from HDFC with 8.4% interest and 17 years tenure. I am planning to close this loan as soon as possible. I want to know if I can directly transfer the lumpsum amount at regular intervals in my loan account or have to go to HDFC everytime and sort it out. Also I heard how people increase their emi amount over the period, same question here also the little amount above emi, can I transfer it directly or need to involve HDFC... 2 1 replies
Short term loan. How's Cred money? I need a short term loan since my money is stuck in few places, which I am 100% sure to get back. However, I do have travel plans and don't want to push it coz of this. HDFC (I have 2 cc with them) offers me a roi of around 11.5% but fixed payment term. Cred around the same roi with flexibility to close it earlier at no charge. any issues if I close it earlier? Is cred option good? TIA 2 0 replies
r/Indianworkplace's very first AMA, with a high finance professional! Hop in and asky your questions! https://www.reddit.com/r/IndianWorkplace/s/mHrsgGcZZ6 1 1 replies
6 Income Tax Changes That Could Impact YOUR Wallet 6 Income Tax Changes That Could Impact YOUR Wallet 1 1 replies
Thoughts on this peeps? again long term investing works right?? Thoughts on this peeps? again long term investing works right?? 4 1 replies
Moritorium option is available in India for 3-6months? Hi, I wanted to pause paying EMI for 4-6months due to financial hardship. This option is available in 2025? I called bank and they said no. What are other possible option to handle it except borrowing from others to pay the same? 3 0 replies
Is India Trade Relationship with the US at Risk? Is India Trade Relationship with the US at Risk? 4 1 replies
Survey on UPI Hello! We are conducting a research study on how e-wallets influence spending habits, supported by K.G. Joshi Bedekar College of Arts. This study is led by Kartik Shetty, Tanmit Borhade, and Saloni Malkar, and we would greatly appreciate your participation! Important: This survey is strictly for individuals aged 18 to 25 years old. If you fall within this age group, we would love your input! The survey is short and will take a maximum of 10 minutes to complete. Here’s the survey link: https://docs.google.com/forms/d/e/1FAIpQLSeUPzv5vEXzETpNA4FfteUye0HoTBCgYBFI034EooP8lF2JvA/viewform?usp=header Your responses will remain confidential... 4 0 replies
Finance and Relationships Hi, For context, I’m a 31(M) with a 25(F) girlfriend. We’ve been together for 5 years now and have goals such as owning a piece of land together, house etc. Recently I came across a piece of land and my girlfriend wanted to get it for herself. She plans to pay a downpayment of 20-30% and would finance the rest. She asked me if I could lend the amount for down payment to which I said that I didn’t have liquid cash in my accounts but I’d raise debt... 3 0 replies
The Secret Impact of the Dot-Com Bubble on Indian SIPs😱😱 The Secret Impact of the Dot-Com Bubble on Indian SIPs😱😱 3 3 replies