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tanishasahu0911

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4 months

Should ESG Investments Be a Core Part of Your Financial Strategy?

Environmental, Social, and Governance (ESG) investments are gaining traction globally, but how relevant are they to Indian investors? Are they truly effective in combining financial growth with social responsibility? Let’s examine the risks, rewards, and future impact of ESG investing in the Indian context.

2

0 replies

tanishasahu0911

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4 months

Yesterday was my 18th birthday

Since I am 18 now I can do adult stuff like vote not corn stuff , soo all the grew up guys I want to know what thing I consider to do first , and I also want to start investing (investing in mutual fund and stuff not in stock) I asked my parents but they are lazy as me so here I am asking Stangers what to do 👍

3

1 replies

madhu

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4 months

Our savings rate is at 5 decade low.

Our savings rate is at 5 decade low.

2

3 replies

navya

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4 months

Is it normal for my ITR 3 to be still under processing?

I still have no updates on my ITR3, awaiting a refund too. Raised a grievance but didn’t receive any useful response, only the generic stuff. Last year I had received my refund by this time.

2

0 replies

vratesh62

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4 months

How Do Renewable Projects Shape India's Economic Growth?

With green projects on the rise, how do investments in renewable energy or eco-tech impact India's economy? Are these avenues equally rewarding for individual investors, or are there hidden financial risks we need to watch out for?

2

0 replies

saurabh.sharma

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4 months

Wage Disparity in India

in a long time he has said something sensible…i believe this topic should be discussed at larger scale in India with the inflation rates rising and salary’s being still the same with bare minimum hike like they were 10 years ago!

5

0 replies

madhu

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4 months

Bank account

How to choose a bank accont in which I want to keep the money I want to invest later?

5

0 replies

shubham_mishra

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4 months

Modi Govt recovered 2x of the kingfisher debt from Mallya.

Modi Govt recovered 2x of the kingfisher debt from Mallya.

4

10 replies

sakshu_006

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4 months

Mutual Fund SIP vs. PPF: Decoding the Right Investment Path for You

**A Balanced Approach:** For many investors, a combination of both [**SIPs and PPF**](https://datesfinserv.com/sip-vs-ppf/) can be a suitable strategy. This allows you to diversify your portfolio, balance risk and return, and take advantage of the benefits offered by both investment avenues.

2

0 replies

karan.batman

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4 months

Home loan Floating ROI

I took home loan in 2020 and the ROI was around 8%. Over the years, now the ROI is 9.3%, howver I feel this is way beyond expectations. I doubt the bank increased more ROI then required. How can I check the deserved ROI as per repo rate change and compare with my bank. Can I tranfer my home laon to another bank? or can I negotiate with my bang to reduce ROI?

3

0 replies

karan.batman

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4 months

Personal Loan

I’m planning to borrow a personal loan for my sister’s wedding from ICICI bank at 11.10 ROI. Any suggestions or tips before I opt for it?

4

0 replies

abhilasha

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4 months

Which Bank Account Should I Open Next? Need Suggestions

Hey Redditors, I’m looking to open a new bank account and I’m a bit confused about which one to go with. Currently, I already have savings accounts with Kotak 811, HDFC, and SBI. When I went to ICICI, they mentioned they’re only opening accounts with a minimum deposit of ₹1 lakh right now, so I’m skipping that. I’m considering either Bank of Baroda or Canara Bank, but I’m open to suggestions for any other PSU or good private bank. My primary needs are: Basic banking features A solid mobile...

5

0 replies

abhilasha

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4 months

Pocket Finance Tracker

Hello All, Firstly, sorry if you are seeing this post again, we are just trying to reach out as my groups and communities as possible We're building a financial app that lets you track income, expenses, and savings across all your bank accounts. Your feedback means the world to us! By taking just 3 minutes to fill out this short [Google survey](https://forms.gle/FJ4y7RiBfgjBByNA9), you’ll play a big role in shaping something truly helpful and impactful. Thank you so much for your time and support 🙏

5

0 replies

saurabh.sharma

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4 months

Supercharge Your Savings: Understanding Step-Up SIPs

# Investing for the future can feel like a marathon, not a sprint. While lump-sum investments can be tempting, they require significant capital upfront. This is where Systematic Investment Plans (SIPs) come in, offering a disciplined and accessible way to build wealth over time. But what if you could accelerate your progress? Enter the [**Step-Up SIP**](https://datesfinserv.com/step-up-sip/), a powerful strategy that can significantly boost your returns. **What is a Step-Up SIP?** A regular SIP involves investing a fixed amount at regular intervals (monthly, quarterly, etc.). A Step-Up SIP takes this...

4

0 replies

viraj.catanxs

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4 months

Is loan tenure and loan repayment period the same thing ?

Is loan tenure and loan repayment period the same thing ?

3

0 replies

malagupta1918

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4 months

Dukaan Bandh for Illegal Moneylenders

These digital *chindi chor* apps ran a parallel economy of *loot and scoot*, harassing poor folks for pocket change with interest rates that would make even a *baniyaseth* blush. https://preview.redd.it/ta3qb6zgry7e1.jpg?width=640&format=pjpg&auto=webp&s=5578acd9d02ef24f3eb009e2923d956bd30f01c7

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0 replies

vratesh62

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4 months

Need Advice: Fixed Deposit Options for US Citizens in Indian Banks

Hi all, My aunt and uncle, both US citizens, are interested in opening an account in an Indian bank to invest in a fixed deposit (FD). Here’s what I need to know: 1. Which banks in India allow US citizens to open accounts for FDs? 2. What are the best interest rates currently being offered for NRE or NRO FDs? 3. What would their tax implications be? For example, are there any exemptions or benefits under the India-US Double Taxation Avoidance Agreement (DTAA)? 4. What documents are required for...

4

0 replies

abhishat15

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4 months

Your wealth shrinks faster than you think.

Your wealth shrinks faster than you think.

4

10 replies

sainsamridh_01

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4 months

HFI Wealth Creators | Trusted Financial Services for Indian Armed Forces

HFI Wealth Creators | Trusted Financial Services for Indian Armed Forces

2

0 replies

vratesh62

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4 months

EMI calculation ?

Is my bank miscalculating something ? I took an education Loan in year 2013. Repayment period is of 10 years. Moratorium period is course period + 1 year which is 5 years. And repayment period starts after moratorium period. So it should start from 2018 and should end in 2028. But bank is saying that repayment period is ending in 6 months. Is there any mistake in there calculation or I am unaware of something ?

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0 replies

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