IndiaReply

i/PersonalFinance

tanishasahu0911

•

4 months

FD vs Life Insurance: Choosing the Right Fit for Your Needs

# Saving for the future is a crucial part of financial planning. Two popular options often come to mind: [**Fixed Deposits (FDs)** and **Life Insurance**](https://datesfinserv.com/fd-vs-life-insurance/). Both offer a sense of security, but they serve different purposes and have unique characteristics. Let's break down which might be a better fit for you. **Fixed Deposits (FDs): A Safe Haven for Short-Term Goals** * **What they are:** FDs are a safe and predictable way to invest your money with a fixed rate of return. You deposit a sum for a specific period,...

2

0 replies

tanisha_jk00

•

4 months

Future of investments in India

Future of investments in India

3

0 replies

red

•

4 months

Future of investments in India

So before asking let me clear one thing ,I don't know how any of this investments ,market ,finance ,economy ,etc etc works . question :given the government policies of giving freebies ,free ration ,money ,electricity ,reservation in education ,scams ,increasing taxes and increasing costs of food ,along with more and more people investing their life saving in markets and funds .Is this a safe bet ? or lets say 5-10 year down the line when govt has got no money to give away to all laadle people ,can govt...

3

0 replies

tanishasahu0911

•

4 months

Sorting taxes and compliances for freelancers/ people in contractual role having Outside India clients

**As a CA trying to be active on reddit I see many people here struggling with understanding of finances and taxes and other applicable laws so its my attempt to help and simplify it.** **(Please note that this is basic guide not an exact resource as that can vary based on case to case)** For freelancers in India who work for clients outside of India, there are specific considerations under the Indian Income Tax Act that you should be aware of for income tax planning. Here are some key...

4

0 replies

vratesh62

•

4 months

Increase in repayment period of education loan.

I took education loan in 2013 for my engineering. Repayment period is of 10 years. Sanctioned amount was 3.5L. But we didn't paid single rupee. Because after education I started preparing for competitive exams and I started suffering from random health issues. Because of all that I never had any income. Last year in Dec we got a call from bank that account is going NPA and you have to pay amount of 90k and EMI is 30k. We paid total 2.1Lakh in a period of 4 months(all these...

1

1 replies

viraj.catanxs

•

4 months

Chasing Growth: An In-Depth Look at Aggressive Growth Mutual Funds

# [**Aggressive Growth Mutual Funds**](https://datesfinserv.com/aggressive-growth-mutual-funds/) are like the thrill-seekers of the investment world. They're designed for investors with a high-risk appetite and a long-term horizon, seeking to maximize their returns. But before you jump on this investment rollercoaster, let's understand what makes these funds tick. **What Makes Them Aggressive?** * **Focus on High-Growth Stocks:** These funds primarily invest in companies with rapid growth potential. Think cutting-edge technology, innovative startups, and emerging sectors. * **Volatility is the Name of the Game:** Expect ups and downs. These funds can experience significant...

3

0 replies

mrigank_shekhar04

•

4 months

I am a young legal finance associate in Ludhiana looking for leads( people looking for loans ) how can I get those leads. It would be grateful if anyone can help

I am a young legal finance associate in Ludhiana looking for leads( people looking for loans ) how can I get those leads. It would be grateful if anyone can help

5

0 replies

vratesh62

•

4 months

This is how you earn wealth by investing at the right time

This is how you earn wealth by investing at the right time

1

0 replies

smehssaketkumar01

•

4 months

Mutual Fund SIP vs PPF: Which is Right for You?

# When it comes to long-term investment, two popular options often emerge: Mutual Fund Systematic Investment Plans (SIPs) and Public Provident Fund (PPF). Both offer tax benefits and the potential for significant returns, but they have distinct characteristics. In this blog, we'll delve into the pros and cons of each to help you make an informed decision. # Mutual Fund SIPs: A Versatile Investment Tool **What are Mutual Fund SIPs?** A [**Mutual Fund SIP**](https://datesfinserv.com/sip-vs-ppf/) allows you to invest a fixed amount in a mutual fund scheme at regular intervals....

1

0 replies

tanisha_jk00

•

4 months

Remises around depreciating rupee

Indian government doesn't allow keeping dollars for resident Indians. But allowed for NRIs. Are we supposed to watch our money turning into useless paper and do nothing? This month alone it's depreciated 50p.

5

0 replies

karan.batman

•

4 months

paypal alternatives?

okay so i'm from india and i wanna send money to my friend living in America (it's not much only around 10-20 dollars) but the things is india does not have FNF, its not available here. india only has GNS available meaning the money sent today will get into my friends account after a long wait of 21 days. i'm sending them money for basic stuffs like getting mcdonald's or buying robux and stuff like that so a wait of 21 days is absolutely absurd. are there any good...

1

0 replies

shubham_mishra

•

4 months

Best Financial Advisor in Chandigarh

FinSecured is the top financial advisor in Chandigarh when it comes to safeguarding your financial future. We are renowned for our client-centered approach and are experts in wealth protection, retirement solutions, investment management, and customized financial planning. Our team of professionals ensures that each customer receives customized plans to meet their financial objectives by fusing years of knowledge with a dedication to trust and openness. For more info... please contact us...6375848760 Address...SCO 33, 2nd floor, Sector 31d, Chandigarh, 160030

1

0 replies

shubham_mishra

•

4 months

The Power of Step-Up SIPs

A [Step-Up SIP](https://datesfinserv.com/step-up-sip/) is a unique strategy where you increase your SIP amount at regular intervals. This could be quarterly, semi-annually, or annually. By doing so, you can harness the power of compounding and significantly boost your returns over time. **Why Step-Up SIPs?** 1. **Beat Inflation:** Inflation erodes the purchasing power of money over time. By increasing your SIP amount regularly, you can outpace inflation and maintain the real value of your investments. 2. **Accelerate Wealth Creation:** The earlier you start investing, the more time your money has to...

2

0 replies

red

•

4 months

Big or small, every goal matters💸

Big or small, every goal matters💸

3

0 replies

red

•

4 months

2025 is going to be golden year for INDIA 🇮🇳

For more such updates Check out- r/Sharemarketupdates India's Growth Engines in 2025 % • IT & Digital Services: Al & cybersecurity boom. • Manufacturing: PLI schemes drive 'Make in India'. • Renewable Energy: Solar, wind, and EVs dominate. • FinTech: UPI & digital lending reshape finance. • Healthcare: Pharma & telemedicine growth. • Infrastructure: Mega projects redefine India. • AgriTech: Tech meets sustainable farming. • E-Commerce: Internet-driven retail surge. • Tourism: Global visibility fuels growth.

1

0 replies

sakshu_006

•

4 months

How to invest this amount

Asking for a family member He will get 3.25 lakh per month post taxes After all expenses he has 2 L in hand to invest How should he proceed ?

3

0 replies

sainsamridh_01

•

4 months

You can withdraw your PF directly from ATMs

For more such updates and interesting updates Check out- r/Sharemarketupdates Withdraw your PF directly from ATMs starting next year said by Labour secretary I don't think it's a right decision Many People will start spending PF's money on non productive things

5

0 replies

madhu

•

4 months

FD vs. Life Insurance: A Comprehensive Comparison

# When it comes to financial planning, [**Fixed Deposits (FDs) and Life Insurance**](https://datesfinserv.com/fd-vs-life-insurance/) are two popular investment options. While both offer certain benefits, they serve different purposes and cater to different financial needs. In this blog post, we will delve deeper into these investment vehicles to help you make informed decisions. **Fixed Deposits (FDs): A Safe Haven for Savings** Fixed Deposits are a traditional investment option offered by banks and financial institutions. They provide a fixed rate of interest over a specific period. **Key Features of FDs:** * **Guaranteed...

1

0 replies

tanishasahu0911

•

4 months

Been receiving this via email and SMS for the past few weeks. Is this a scam? Due to some personal situation I couldn’t file this year. For context, I am not salaried but work as an independent contractor.

Been receiving this via email and SMS for the past few weeks. Is this a scam? Due to some personal situation I couldn’t file this year. For context, I am not salaried but work as an independent contractor.

5

0 replies

sainsamridh_01

•

4 months

New investor—Looking for advice on my portfolio!

New investor—Looking for advice on my portfolio!

4

0 replies

i/communityname

i/personalfinance

FD vs Life Insurance: Choosing the Right Fit for Your Needs

Future of investments in India

Future of investments in India

Sorting taxes and compliances for freelancers/ people in contractual role having Outside India clients

Increase in repayment period of education loan.

Chasing Growth: An In-Depth Look at Aggressive Growth Mutual Funds

I am a young legal finance associate in Ludhiana looking for leads( people looking for loans ) how can I get those leads. It would be grateful if anyone can help

This is how you earn wealth by investing at the right time

Mutual Fund SIP vs PPF: Which is Right for You?

Remises around depreciating rupee

paypal alternatives?

Best Financial Advisor in Chandigarh

The Power of Step-Up SIPs

Big or small, every goal matters💸

2025 is going to be golden year for INDIA 🇮🇳

How to invest this amount

You can withdraw your PF directly from ATMs

FD vs. Life Insurance: A Comprehensive Comparison

Been receiving this via email and SMS for the past few weeks. Is this a scam? Due to some personal situation I couldn’t file this year. For context, I am not salaried but work as an independent contractor.

New investor—Looking for advice on my portfolio!