Late advance tax payment interest calculation Hi due date of advance tax was on 15th Dec 2024 Due amt was ₹4L Please help me with the interest calculation if i paid the due amount on: (a) 31st December 2024 (B) 1st Jan 2025 (C) 31st Jan 2025 (D) 1st Feb 2025 Thank you! 5 0 replies
In dire need of some investment advice (23 M) Hi, I am a 23 year old guy and have just started working 6 months back. My present expenses are low, this I end up saving around 1 lakh a month. I do not know where to invest this money. I do not have any background in finance and hardly get any time to do any research. I tried investing in different direct mutual funds but stopped because there was a huge overlap in them. Should I invest in regular mutual funds through any distributors? Pls help. Thanks! 5 0 replies
Any way to reduce taxation from Debt Fund redemptions? Though I work in Wealth Management, just wanted to check if anyone knows how to reduce taxation liability from Debt Fund redemptions? Fall in 30% tax bracket and debt redemptions will be taxed accordingly. 2 0 replies
International Payment on a website I want to hire people for their services on an American website. The only option to make payment is either via Credit Card or Google pay. I don’t have a credit card and Google pay takes to the page where it asks for debit card details etc. I understand that Indian police is quick to freeze an account if either party is involved in a crypto scam or otherwise. I have only one account and can’t risk getting it frozen. Any suggestions would be appreciated. 4 0 replies
What are Aggressive Growth Mutual Funds? [**Aggressive growth mutual funds**](https://datesfinserv.com/aggressive-growth-mutual-funds/), sometimes called capital appreciation funds, focus on generating maximum capital gains. They typically invest in: * Small-cap and mid-cap companies: These companies have higher growth potential but also carry greater risk than large-cap companies. * Emerging industries and sectors: These funds often target rapidly developing sectors like technology, biotechnology, or renewable energy. * Companies with high growth potential: This can include companies with innovative products, disruptive business models, or strong management teams. Unlike value funds that seek undervalued companies or income funds that prioritize dividends,... 2 0 replies
Insurance Hi , can anyone tell me their experience with Bajaj health insurance? Looking to buy for my father. 1 0 replies
Taxes on air tickets Can someone help me understand how airline tickets are taxed? Just from looking at the base value it looks its nearly 43% tax. 3 0 replies
Mutual Fund SIP vs. PPF: Which is Right for You? # Saving and investing are crucial for securing your financial future. Two popular investment avenues in India are Mutual Fund SIPs (Systematic Investment Plans) and the Public Provident Fund (PPF). Both offer distinct advantages, but understanding their differences is key to choosing the right one for your financial goals. This blog post will break down [**SIPs and PPFs**](https://datesfinserv.com/sip-vs-ppf/), comparing their features to help you make an informed decision. 4 0 replies
Institute Help!! I'm recently completed my graduation can you guys tell me Which is the best financial modeling offline course institute in India? 3 0 replies
Easiest personal loan app available in kerala for instant loan with low interest rate and zero pre closure charges. Hi can i have some suggestions about which loan apps have easy availability/ instant loan for salaried persons who are not working in MNC’s!!!. How is your experience does they have any hidden charges, pre closure charges, which have low interest rate or diminishing interest rate. 1 0 replies
So How Much do I need to save to get out? Assuming I'm at 0 now So How Much do I need to save to get out? Assuming I'm at 0 now 4 1 replies
Use all power at your disposal to bargain with the govt. Use all power at your disposal to bargain with the govt. 2 1 replies
Need Career Advice: CFA Charterholder with 5 Years in Tax Valuations Seeking Higher Paying Role in Finance Industry Need Career Advice: CFA Charterholder with 5 Years in Tax Valuations Seeking Higher Paying Role in Finance Industry 1 0 replies
Motilal Oswal's top 10 stock picks for 2025: Motilal Oswal's top 10 stock picks for 2025: 2 2 replies
What are the entry level job that a Bcom fresher can get in finance. I am a B com fresher. Preparing for cfa L1, what are the job roles that I should look for along with my CFA to get a start and relevant professional experience in finance 1 1 replies
Research Survey Hello, I hope this post finds you well. I am researching religion, religious beliefs, and investment decisions. As a part of my study, I'm collecting data with this survey: [The Impact of Religiosity and Religious Diversity on Investment Behaviour in India Google Form](https://docs.google.com/forms/d/e/1FAIpQLSdyoiNOx9fnA1o4wWNZu18BtoSOLf0e-NBw-6fFqEQztDbz-A/viewform?usp=sharing) Your participation is completely optional, but please consider contributing to the advancement of this research. Your time and response are incredibly valuable, and I would really appreciate your help. The survey is anonymous, and all responses will be private. If you have any questions or concerns... 4 0 replies