🎂🎂🎂khila op

IIFA is happening in jaipur next month ig, so she was to come to my city Udaipur to promote it 10 days ago, but after patent controversy they removed her.

While no perfect formula exists to determine the right insurance amount, these approaches give us different lenses for examination, contingent on risk tolerance, fiscal space, and depositor behavior.

The current conversation focuses on vertical expansion (raising the limit per depositor). But the debate could shift horizontally, considering insurable institutions and new financial products like digital wallets and fintech offerings.

Why not insure all deposits? Countries like Uzbekistan do so. But this would put a massive burden on DICGC—using public funds to cover private bankers’ errors. And this isn’t the only concern.

Economists often talk about’moral hazard’. If depositors knew their money was fully safe, they might ignore banks’ risky behaviors, which can result in irresponsible banking. So, finding a balance is crucial.

The RBI Deputy Governor suggests tailored coverage for demographics like senior citizens rather than a blanket increase, aiming to primarily shield those most vulnerable.

Deposit insurance isn’t free. Banks pay premiums on deposits, which can indirectly affect customers via slightly lower interest or higher fees. In India, the once ₹0.05 per ₹100 deposit insurance premium had climbed to ₹0.12 by 2020.

Most countries, including India, utilize a flat premium for deposit insurance. This means all banks pay the same rate. However, this results in well-run banks subsidizing poorly run ones. It’s no surprise that many argue for moving to a risk-based premium system.

While commercial banks in India pay a majority of the premiums, most payout events arise from co-operative banks. This unequal distribution underscores the need for a risk-based premium system where riskier banks bear larger costs.

Walking the deposit insurance tightrope involves maintaining a balance. Too little coverage could trigger panic and instability; too much, and we risk causing moral hazards, enabling weak banks to thrive and draining public resources. One must keep searching for the ideal balance.

The perfect deposit insurance limit? No consensus. Options range from increasing coverage, indexing it to inflation, or customizing for vulnerable groups. The goal remains: build depositor confidence but encourage prudent banking.

In a world racing on info & misinformation, deposit insurance is a sturdy anchor. Reassuring that there’s a safety net for deposits, preventing all-out bank runs. Yet, we must fine-tune this system and keep sight of the balance. Blind trust can be as disruptive as no trust.

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He was very good . Where has he disappeared to now ?

https://preview.redd.it/csusa1tosole1.png?width=327&format=png&auto=webp&s=b212eee544029cc872cbf88edf3a4b7d631e7fb4

Fun fact : Apart from Pakistan, the host nation, every other team in the tournament has at least one player who has scored a century.

kissi maangta hai

rishwat khor

Yes keep your speed limit under 60 for engine life and mileage

Munsyari .. only if the stay have jio airbier .. likely will cost you 15K per month

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So pretty😍

You know when you scroll to the bottom to view all pics one by one for nostalgia? Your phone thinks ohh he might come back and look at them again, lets preload them so we can display it to him faster.

What is bazzball and how to score runs in bazzball

Arey babu wait cheyi. Seats potayi ani enduku anukuntuna. Asalu valu announce kuda cheyale.

BJP is not suicidal like congress(who divided atate which was their bastion). Andhra e kadu bjp has bigger stakes in Karnataka and telangana .

BJP is single largest party in south India. They will increase seats in almost the same ratio.


However they will redraw constituencies in their favor.

Ata hu thodi der me

Help i suddenly remember him wasn't he acted as dada of suman in ek duje ke waste season 2?

He has also done a lot of work in punjabi movies in 2000s. During the harbhajan maan, gurdas maan era.

same here 😞

Literally anything wrong occurs, blame goes to miyas. When will people of Assam learn to blame themselves too?

I expected a better biopic for Sikandar Kher.