-
Almost evaded a fight from drunk guys
While you did what had to be done at that point of time. Reading this fills me with rage. -
I am cooked, plss help.
Solve as many pyqs as you can -
Alcoholics who overcame there addiction.. how did you do it??
Patience and Will … You are stronger than you think and you will is not a slave to anything -
I just had a terrible experience with Air India at Terminal 2
Exactly Same thing has happened to me with Air india at terminal 2 a while ago -
Bhai Bandi se milne gya tha
https://preview.redd.it/quu7891mstae1.jpeg?width=320&format=pjpg&auto=webp&s=2a72d62257807922a83cc69ead48c79ea414a591 -
Got this thumbnail bhai log panel check karo
Carry is introvert he won’t gonna say a lot -
Freebies starts to show its results
Every voter who voted for Cong freebies fully knowing their track record, deserves this...
Karma in its full glory...!! Sing genocidal maniac Tippu sultan Ghazals & be happy. -
Who the hell quarrels with Bumrah in their right mind?!
A teenager has got India rattled lol. -
Bernie Sanders accuses Musk of seeking cheaper immigrant labor with H-1B visas
He doesn’t have to accuse, Musk said it himself. -
Will 2025 be full of drama as well??
Hope not, I'm already sick of drama since what happened a few days ago -
How do you unfuck your life ??
Control the controllables. -
Should have added Sanjay Manjrekar here as well
His biggest contribution to the society is word "Travis Tulla" -
Anupama : Rupali Exit
Rumour to shift attention -
I waste 6.65 days per year on Bangalore traffic
You wasted another 15 mins posting this. -
Will you come or no?
Yes 👍🏻 -
Got called asshole by a lady for no reason
She assumed you are calling auto for her. subconscious ladies first entitlement kicked in for her -
Years-Long Ignored Safari Bug (replicated on multiple versions & MacBooks)
* Command+N opens a new window.
* Shift+Command+N opens a new private window.
* Option+Command+N doesn't do anything. -
Is that a star or planet near moon in today's sky
It's BBMP on its way to lay potholes on the moon. -
Newbie in the Indian Stock Market – Need Advice on Mutual Funds
**Step 1: Start with a Risk Profile**
Understanding your **risk tolerance** is the foundation of smart investing. A **risk profile** helps you identify how much risk you can handle.
This step ensures your investments align with your **comfort level** and **financial needs**.
**Step 2: Determine Your Asset Allocation**
Once your **risk tolerance** is clear, you can focus on **asset allocation**—dividing your funds among **equity**, **debt**, **gold**, and **international funds**.
**Step 3: Choose the Right Mutual Funds**
In **equity**, you can further divide investments into:
* **Large-cap funds** for **stability** (e.g., ICICI Prudential Bluechip Fund) (**30%-40%**)
* **Mid-cap funds** for **moderate risk** and **higher growth potential** (e.g., Quant Midcap Fund) (**20%-30%**)
* **Small-cap funds** for **high growth** but **higher risk** (e.g., Nippon India Small Cap Fund) (**10%-20%**)
For **debt**, consider **gilt funds** like ICICI Gilt Fund, ideal for **long-term investors** seeking **safety** and **returns**.
This will help **reduce overlap** between the funds and provide the **benefit of diversification**.
**Step 4: Use Technology to Your Advantage**
Apps like **HexaWealth** and platforms like **Morningstar** can help you:
* **Analyze fund performance**
* **Track your portfolio**
* **Refine your asset allocation**
**I hope my answer will add some benefit. Happy Investing!**
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