ETF or Mutual Funds ? Hi, I am in dilemma in choosing which one to start investing in, Mutual funds or ETF. I have seen many mutual funds have increased their TER and ETF do not have such added charges but I am not sure which ones to put my money into every month and when the market is down!!! I have been investing in couple of MF’s spread from large mid cap and small cap with some flexi cap too. Looking forward to reading your inputs and analysis. 1 4 replies
Review my portfolio options. Hi, which one should I go ahead with for monthly SIP of 40k? I am Moderate risk appetite. Since, I am 25 years olf right now. I am thinking to invest more in active fund. But, i have read a lot that over long term, they generally converge with index. So, i am confused between option 1 that is list of active funds and option b where i have included index funds. Also, as a debt fund, i have selected axis short duration for not much of a reason.... 3 2 replies
Drawbacks in thematic MF I have investing in 2 mutual funds, and then I need to add icici prudential energy growth fund, I heard some investors suggest me to avoid thematic because of cyclic. My thought is energy growth in India in upcoming years sure it has potential.as population growing the demand for energy is necessary for everyone. What's your thought. 4 3 replies
Abhishek karr Finance influencer promoted a company and i bought it, now that company ran away with my money I was scammed by influencers with over 2 million followers, and I know many others who experienced the same thing. These influencers promote various products and services, leveraging their good reputations to gain our trust. Unfortunately, after purchasing a challenge from a firm they endorsed, it disappeared with our money. One of the influencers involved is Abhishek Karr, and another is Grow on Spot. There was also a female influencer whose name I can't recall. They all got paid for their promotions, while we placed our trust in them.... 2 10 replies
2M followers- Favorite influencers promoting anything [https://youtu.be/CgGhyCPvONg](https://youtu.be/CgGhyCPvONg) They Promote a prop firm, and it ran away, but the good part- the Influencers got their promotion money don't worry about a common man like us 2 3 replies
Need to Invest about 8L My RSUs just vested recently and the company stock is not performing and is very very volatile. So I need some suggestions on where to invest it, I was thinking Nifty 50 and Nifty next 50 or go for the Nifty 500 asI think it will be a safer option,let me know what you think is the best way to invest this amount. 4 5 replies
Noob Question... How do I choose a company out of thousands of them? I'm not talking about the analysis and everything I'm talking about how do I know which company to choose? For trading it's stocks.... I've struggled with this question, (I'm talking in trading by the way not investing) Even Chat GPT couldn't answer me it well enough. There are millions of companies to choose from which company do I choose? I can't go around performing fundamental analysis on 100 companies(or do people actually do that...?). Or people just randomly pick any company(I don't think that is the case...) Or do people go for the top 50 companies(This is what I think people do...). Buffet said invest in stocks of... 1 8 replies
I want to invest 10000 rupees I want to invest 10000 Rupees for a period of 7-8 years. suggestions 5 10 replies
Where do you think Rupee will stop?? All time low vs dollar at 85.80 Rupee is depreciating faster (vs dollar) since Trump win and his safeguarding national interest policies. POV, risk hedging and diversification will be the key to maximize investment returns from both Indian and US markets.. Currently i am investing through stocks route. Guys, where do you think Rupee will drop by Mar'25 and any suggestions to diversify investments? https://preview.redd.it/52evw416hk9e1.png?width=1091&format=png&auto=webp&s=014b00c4cd46f54184c94377229afb558a86d74b https://preview.redd.it/95l7ob16hk9e1.png?width=1088&format=png&auto=webp&s=52d7c1e1b0b1f920b98b331dc23726a0b2dfe28b 1 10 replies
Tata steel I have been investing regularly on Tata steel with an average stock price of 150. I had been hoping that there would be good returns as it is from a trust worthy company and because it’s steel. My reasons might sound dumb though. My query is if I should exit now at 138. I don’t see it rising anytime soon. What’s your opinion? I don’t mind staying invested for the long term too. 5 10 replies
How is your STCG and LTCG taxed from your stock trading? For those who have been trading for at least last few years, please explain how STCG and LTCG are computed and taxed? Is it taxed at source by the broker or you pay it during the time of your filing taxes? What has changes from last year to this year in terms of taxes? 3 6 replies
Wedding Season Play: Party Cruisers Ltd (CMP: ₹135) India’s wedding season expects to see 4.8 million marriage ceremonies nationwide between November 12 and December 16, generating a whopping Rs 6 trillion in business, according to a media report quoting the Confederation of All India Traders (CAIT). The number of weddings this year will see a significant rise from 3.8 million ceremonies last year, which generated Rs 4.74 trillion, a report by *The Financial Express* stated. In the December quarter last year, there were around 9 *muhurat* dates versus the 13 this year. https://preview.redd.it/xyphc03g8k9e1.png?width=1056&format=png&auto=webp&s=23d0f16fc3f6ad86c50414b94b7d3f98939dd6cb [Party Cruisers Ltd ](https://www.screener.in/company/PARTYCRUS/)(**SME,** market cap = ₹152... 1 2 replies
Unimech Aerospace GMP indicates strong Listing **Unimech Aerospace GMP:** The GMP surged to ₹630, indicating potential listing gains of 80%, up from ₹510 on the IPO's first bidding day. Unimech Aerospace IPO last GMP is ₹666 as noted on Dec 28th 2024 10:25 AM. With the price band of 785.00, Unimech Aerospace IPO's estimated listing price is ₹1451 (cap price + today's GMP).The expected percentage gain/loss per share is 84.84%. Source: [Investorgain.com](http://Investorgain.com) **How do you check the allotment status on KFin & BSE?** **On BSE Website:** 1. Go to the official BSE website: https://www.bseindia.com/investors/appli\_check.aspx. 2. Select... 2 1 replies
(To be clear i am not talking about Trading) Is it possible to determine when to begin investing in a stock based on its chart? If so, could you please provide me with a brief explanation of how to determine and analyze it? 5 2 replies
What is cyclic or rotational stocks? I have seen so many reference where people say invest in cyclic /rotational stocks and many sticks behave cyclic way in market. Like railway related stocks are down because of cyclic stocks. Can anyone elaborate and what are major stocks which are cyclic in nature and when it time to perform them 3 2 replies
Funds - Dividends Hey guys I did do some DD before writing this post but I can't find enough information to help me understand things better and hence asking here How does Dividend payouts affect navs of various funds - ETF/MF? Im invested in various funds like HDFC defence fund where mazdock recently payed out dividends, INF109KC19W1 - METALIETF where vedanta payed out dividend but NAV is generally unchanged or mostly negative for past 6 months. I had a MF agent set me up some schemes when I was a child where... 2 1 replies
Does increasing the tax really help India? I’ve been thinking about how the government is handling taxes, especially GST. It feels like the focus is only on collecting more money instead of fixing how it’s being spent. For example, we still see issues like bridges collapsing and a healthcare system that struggles to meet basic needs. Shouldn’t we focus on spending money efficiently rather than just adding more taxes? Here’s my concern: 1. Too Many Taxes: I already pay 10% income tax, plus an average of 18% GST on most products I buy. Businesses also pay... 3 6 replies
Diversifying my portfolio I currently have 2 SIP's Parag parikh flexi cap - 5k Icici prudential bluechip - 5k I want to invest 10k monthly in addition to this and was wondering which mf to choose as to diversify my portfolio. I think 1 small cap and 1 debt fund should be good. My goal is long term wealth creation but I will also need a good amount of my money in around 2 years so need to take that in consideration as well. 4 1 replies
Found Old Vijaya Bank Share Certificates: Can They Be Redeemed? Help Needed! Hi everyone, My father recently came across photocopies of some Vijaya Bank shares he had purchased quite a while back. Given that Vijaya Bank merged with Bank of Baroda in 2019, we’re unsure of the next steps to figure out if these shares hold any value and if they can still be redeemed. Here are some details: • Document Type: Vijaya Shree Units Certificate • Date of Issue: 16/04/96 • Due Date: 16/04/99 • Face Value per Unit: Rs. 1,000 • Number of Units: 550 • Amount of Deposit:... 3 2 replies
Buying Metropolitan Stock Exchange Shares @7RS Hi, I am buying MSE stocks at 7RS/share, contact me if anyone is interested in selling. 4 1 replies