Tushar ghone on YouTube selling membership and course,is he any good or genuine?would like to have your opinion. . 5 1 replies
How to Balance Holding Cash vs. Investing in Stocks? I have some cash on hand, and my mind keeps telling me to invest more in stocks. I have already deployed a portion of my money into the market, but I’m trying to stay disciplined and not make impulsive decisions. How do you balance holding cash vs. investing when the urge to put more money into stocks is strong? What strategies do you use to stay patient and make rational investment decisions? Would love to hear different perspectives! 5 3 replies
should i invest 2Lakhs in reliance stocks for 5 years? Will it be beneficial or buying gold/fd is better? for atleast 5 years. i am a newbie and have absolutely no idea. please guide me. 5 11 replies
What is this now?? Is this another stupid decision ?? https://reddit.com/link/1iiw3y5/video/11n5ac6ooghe1/player 2 3 replies
How to learn about mutual funds for Advising? I want to get into financial planning. I want to learn about mutual funds so that I can advise th clients. What is the best way to learn about different types of mutual funds(like equity, debt, hybrid, tax savings, gold, etc), their tax implications, risk profile, best platforms to invest. There are more than 1500 mutual funds in India. How to study so many funds. Please help me the best and quick way to learn. 5 0 replies
FD or Equity saving fund for parking remaining amount at month end? Which is better, FD (more tax but not volatile) or Equity saving fund(less tax but bit volatile) ? I want to park my remaining cash (after month expenses and SIPs) ? Probably will use this money for short term goals like after 1 year for example. 3 5 replies
Will market hit all time high this year? FIIs doesn't seem to have any interest to get in anytime soon, Rupee just keep hitting its all time low day by day (87.52 against the dollar as I am writing this) 5 10 replies
How does upper circuit work ? Lets take sagility india, it hit the UC (55) today, why does the UC not increase to 10 %. I have read somewhere that the upper circuit is time based. It increases to 10 then 15 then 20. Can someone please educate me on the correct logic. 4 0 replies
Are there any Indian PMS like companies or services for Indian investors investing in US market? I already have some of my investments in Indian PMS besides Mutual Funds, and I am currently exploring PMS like services for US market. I searched on internet and I could not find any. All I could find was some websites like SeekingAlpha or MotleyFool or Zacks etc. which basically just give recommendations and where it is nearly impossible to find out their real performance over time. Any suggestions where I can handover my entire portfolio to themselves and they do all the portfolio management such as buying/selling stocks,... 5 6 replies
Avoid the 'Busy Fool Syndrome' in Mutual Funds. **Terry Smith, in Investing for Growth**, explains that **many fund managers focus more on staying close to their benchmark rather than beating it**. This leads them to become **"index huggers,"** which means that they hold many of the same stocks which are in the index to avoid underperforming too much.( you will see that most of the Indian fund managers have replicated 50% -60% of stocks that are in the index) So, after deducting fees and trading costs, most of these fund managers actually end up underperforming the market. Smith also aligned with... 1 0 replies
Promising i’ll be on my word. “Raising money “ for short time. I’ll be returning them ASAP. Thank you 🙏🏻 Hey everyone, I hope you’re all doing well. I’m reaching out to this amazing community because I’m in need of some financial support for my startup. I’m looking to raise 40 lakhs to help get my project off the ground. I come from a decent family, and due to some unforeseen uncertainties, I’m currently lacking the funds to move forward. I want to assure you that I have a solid business plan in place, and I’m committed to returning the amount in two years. If you’re interested in supporting... 2 0 replies
IndMoney charges for US stock investing I am planning to invest in US mutual funds and stocks using IndMoney. I want to know how affordable is their exchange rate and what are the taxes levied on buy-sell transactions by Indian authorities. Also, is IndMoney a good app or are there better alternatives available? 5 4 replies
Where do you get stock research reports? Those who use Zerodha, where do you get stock research reports? If I want from a broker, I have to sign up for a second demat account and that's too much hassle. 2 1 replies
My Take on Coal: What Are Your Thoughts? Coal has been India’s main energy source for years, but things might be changing. Some reports suggest that India’s coal use could peak by 2030 as renewables get cheaper and policies shift. By 2040, solar with battery storage could cost less than coal, making it the better option even without carbon pricing. Industries like steel, which rely heavily on coal, might also move away from it. If hydrogen-based steel production becomes cost-effective (which could happen by 2040), coal’s role in the industry could shrink. We’re already seeing industries in... 5 5 replies
Systematic payout suggestions Hi, I wish to invest such that I get 50k a month for my expenses in my bank account. I am ready to invest upto 50 Lacs. Any suggestions? 4 2 replies
Which Sectors or Stocks to Study for Long-Term (10+ Years) Investment? I believe EVs, tech, and even coal (till 2035) could see good growth. Also, with everything getting digitalized, data centers seem like a strong bet. 5 6 replies
One sector that is going to indirectly benefit from the new budget As most of you are aware, the new budget has been announced, and one of its key highlights is that individuals with an annual income below ₹12 lakhs will not have to pay income tax. This initiative is expected to provide significant relief to a large portion of the population, particularly those under 30. With these tax savings, people may have extra disposable income—so what might they do with it? Perhaps buy a vehicle? Two wheeler maybe? Individuals in this income bracket are more likely to opt for a... 2 8 replies
Need Investment tips for 10k a month I recently got a internship and I will be left with around 10k aftet all rent and expenses excluding. I want to invest like around 6 months. I dont know where to invest can you guys please help Actually I want to take my family on a fine trip😁 5 8 replies
Triveni turbine your opinion I bought it at 747 it has given good quarterly results but their exports r reducing yoy n they r mainly dependent on export orders whts your opinion should I down average it 3 0 replies