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A paranoid guy taking measures to mitigate phone and wallet theft
I have been recently hearing of an alarming number of phone thefts and wallet thefts in my known circle. Especially among train and bus users, but even otherwise. I have always been in the habit of carrying "everything" in my wallet, and my phone is also linked to everything. Now I have decided to take a few precautions with the wallet: * Stop carrying debit and credit cards, leave them at home. Their use is now rare anyway. * Stop carrying PAN, Aadhar, etc. * Stop carrying vehicle RC, insurance and polltion in the wallet (yes, I used to - was paranoid about a thief getting access to these if the vehicle gets stolen; but now new fear unlocked and trumps old fear). So, now keep copies of these in the respective vehicle instead of the wallet. * Stop carrying passport size photos in the wallet. * Driving license: No other go. Have to carry it. * So now the wallet now literally has some cash and a driving license, that's it. And then the phone: * I'm also considering getting a second phone. I already have a second sim with an old phone that I rarely use. Got this number for no reason sometime back, so I can use this. * Leave the primary "main" phone & sim at home, this is linked to my banks, GST, demat accounts, aadhar, PAN, etc. It gets all the OTPs for everything. This is also signed in to social media and email accounts. Now, stop carrying this phone around. * On the secondary phone, don't sign in to google or any email / social accounts. Install only Uber/Ola, Google Maps and such "necessary" apps, and use them without creating any account. Maybe whatsapp (with a separate account). Don't use this number for receiving any OTPs (except one exception below). * Maybe just use this number for one bank account. And keep hardly any money in that account. Install a UPI app, use a new UPI id, and use this bank account for UPI payments when outside the home. Worst case, if this bank account gets compromised if the phone gets stolen and hacked into, the amount of money in it should be very little. On a weekly basis, transfer a necessary amount from one of the "main" bank accounts to this one. Kinda like a "working" account. * The downside is, I will miss phone calls on the "main" phone when I'm outside the house. Call forwarding is an option, but maybe that defeats the purpose. For now, I am just thinking to share the "secondary" number with friends and family, and tell them I won't carry the other number half the time. And use that "main" phone mostly for official things and OTP things. Over time, people (except banks) will stop expecting me to be reachable on the "old" main number. I know, some of these measures may be paranoid and sound extreme, considering banks provide provisions to block cards and transactions when a phone / wallet gets stolen. But the last time I lost a card, it was a pain in the neck to get Google (for example) to approve a new payment method (for my cloud account). They kept rejecting it and I couldn't pay for a service I really needed. I really don't want to go through the hassle of blocking this and that again. That was just one card. I can't even imagine the stress if my main phone/wallet go missing. I have seen some people not even carry the phone and wallet in their pockets but leave it here and there, leave it in a backpack, leave it on their desks, and such. I cannot imagine doing that. Have always kept these - and keys - in the pockets constantly, and check for them every once in a while when outside. A recent spate of hearing about phone and wallet thefts really got me thinking about it. Maybe just checking the pockets constantly is not enough. The best strategy may be to not carry important stuff in the first place. Do you do anything like this? Be careful, peeps!4
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