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I need advice from someone working in credit-based companies like TransUnion, CIBIL, or a bank.
I completely destroyed my CIBIL score during my college days. I was studying in another state and wasn’t aware of financial management. I got into 💊, 🍁, and other bad habits, which led to excessive spending beyond my credit limits. I kept taking loans on top of loans, ultimately ruining my financial health.
Now, I’m completely clean, no 🍁💊, no bad habits. I’ve understood my mistakes, confessed everything to my loved ones, and turned...
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