try bhim circle

Well i know about k.kamraj but who is anna??

Finally this year too. Seba didn't let us down this year either.

Such crap lol!!😂😂😂ofc crimes routinely happened in those feudal times,but the extreme brutality and torture of civilians and massive raping and enslavememt of women and children,destruction of places and worship and trying to erase the very existence of indigenous cultures was done only by a specific type of invaders:the abrahamic ones.On top of doing normal royal crimes,these invaders did far more devestating crimes with a religious agenda and trying to convert the ppl to their religion.Atleast don't deny that,for God's sakes!!🤦‍♂️🤦‍♂️

Make him choose truth or dare, definitely he's not choosing the truth so Dare and then Anil kapoor character from Nayak..
I'll be a one day prime minister😂🤣

Bill is not passed yet wait fot 24feb

Tulu ?

why doesn't the "centre" follow code of ethics first?

what is your ethnicity ?

There needs to be a limit on executive orders.  Perhaps one a month?


#Controversial Opinion

Make Zomato and Swiggy do Home delivery of Liquors and watch alcohol related crimes fall dramatically. That's what Kolkata did a few years ago.. there are now rare cases of drunk driving.

Aur ye elvish Yadav toh kuchh dino pehele tak Hindutva & Nationalism ka choga pehenkar govt. ka ladla beta hua karta tha na... Turns out even these Bhakts & चेले चपेटे aren't safe if they ask questions.

But then neither the Marathas nor the other hindu communities either know or talk about how after the death of Sambhaji Maharaj and a fatwa against cremation of Maharaj to be met with similar consequences was defied by Mahars and they gave their dear departed king a proper dignified cremation. Following this, the mahars were punished by the peshwas by inmumane and degration practise to make them hang pot around their neck and a broom around their hips.


https://preview.redd.it/51lyvndfagke1.jpeg?width=225&format=pjpg&auto=webp&s=be293de6354bf53fce5524728fb93de3efb47adc

Everytime something good happens, someone will fiemly oppose it. Be it tax cuts and reforms or LGBTQ rights.

Wait for a few more months as China will copy this and will launch it in 1/10th of a price.

If you are not gonna put your foot down, you will just be a part of this entire setup too

Ab 4 saal bad ana remdi rona krne maachud gayi aapke kejru ki

Go for 1 month
(That's enough)

But regular rehna woh 1month

Maine 1 month rkha tha (10k cost in Chandigarh)
Pro ultimate gym

Yes, you can pay just the interest on a home loan for a while, but it's not super common for ready-to-move-in properties. That said, there are some smart ways to make it work for your situation. Here’s what you can explore:

# 1. Pre-EMI Option

If you're buying an under-construction property, you can opt to pay only the interest until you get possession. Once you move in, the full EMI (principal + interest) kicks in.

# 2. Step-Up EMI Plans

Banks like **SBI and ICICI** offer step-up loans where you start with lower EMIs (mostly interest) and gradually pay more as time goes on. Perfect if you're expecting a salary boost in the next few years!

# 3. Flexi Hybrid Home Loans

**HDFC, ICICI, and Bajaj Finserv** have flexible EMI plans where you only pay interest for the first few years, then shift to full EMIs later.

# 4. Interest-Only Home Loan (Limited Period)

**Standard Chartered Bank** has a cool option where you can pay just the interest for up to **36 months** before regular EMIs start. Loan amounts range from ₹35 lakhs to ₹3.5 crores, so this could be a great fit if you’re looking for short-term flexibility.

# 5. SBI Flexipay Home Loan

This one's for salaried borrowers—SBI lets you pay only interest for an initial period, then gradually increase your EMI payments over time.

# Things to Keep in Mind

* **Capital Gains Tax:** If you sell within **3 years**, you’ll owe **short-term capital gains tax** (which is basically taxed like your salary income).
* **Prepayment Penalties:** Some banks might charge a fee if you sell and close the loan early, so double-check the fine print!

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