Seed Founders: Have you ever considered venture debt after raising your round? - I will not promote

This is not a promotion, I'm just curious and would love seed founder feedback: For those of you who don't know, venture debt is a type of loan offered only to founders who have already closed a round with VC money. These loans are usually given as a percentage of what you raise (figure 20-40% of the raise amount), and it's generally used for the purpose of giving you extra runway (this makes it more likely you'll reach your A round raise, and make your A round valuation higher because you had more cash to get you where you're going, all while not giving up additional equity on the way there). Has anyone here ever done this? If not, have you considered it and didn't go through with it? Why or why not? I will not promote