https://preview.redd.it/a9z1djhlcgke1.png?width=320&format=png&auto=webp&s=594027c6a042b6d3949e23c155c394853ea46309

Why so serious?

🫠 Kya duniya h

Until the population gets awareness about how unfair the 3 language is to them, it won’t happen. Karnataka woke up only recently because they saw how many in the recent wave of Hindi immigrants not only refused to assimilate, but expected the natives to assimilate for them.

But we don’t have to wait until then. What’s needed is spreading of awareness.

Bitches aa rahi hai

Yes, you can pay just the interest on a home loan for a while, but it's not super common for ready-to-move-in properties. That said, there are some smart ways to make it work for your situation. Here’s what you can explore:

# 1. Pre-EMI Option

If you're buying an under-construction property, you can opt to pay only the interest until you get possession. Once you move in, the full EMI (principal + interest) kicks in.

# 2. Step-Up EMI Plans

Banks like **SBI and ICICI** offer step-up loans where you start with lower EMIs (mostly interest) and gradually pay more as time goes on. Perfect if you're expecting a salary boost in the next few years!

# 3. Flexi Hybrid Home Loans

**HDFC, ICICI, and Bajaj Finserv** have flexible EMI plans where you only pay interest for the first few years, then shift to full EMIs later.

# 4. Interest-Only Home Loan (Limited Period)

**Standard Chartered Bank** has a cool option where you can pay just the interest for up to **36 months** before regular EMIs start. Loan amounts range from ₹35 lakhs to ₹3.5 crores, so this could be a great fit if you’re looking for short-term flexibility.

# 5. SBI Flexipay Home Loan

This one's for salaried borrowers—SBI lets you pay only interest for an initial period, then gradually increase your EMI payments over time.

# Things to Keep in Mind

* **Capital Gains Tax:** If you sell within **3 years**, you’ll owe **short-term capital gains tax** (which is basically taxed like your salary income).
* **Prepayment Penalties:** Some banks might charge a fee if you sell and close the loan early, so double-check the fine print!

Kuch nahi hoga bhai still people will be like. Machudane gaya meteor mereko office ke liye 7 baje wali churchgate pakdni he

You know these could be edited

If you wanna deceive someone you have to lure them in ( i heard it in a movie), Same way,if you have to break someone you have to make them feel insecure.Most people don’t realize the impact their words can have on others.

pehle zara lokana saaf pani dya, mag putle banvat basa 🤣🤣🤣🤣🤣🤣🤣🤣🤣

Never , it's not gonna happen..

Abhi ghum lo bhai jaha ghumna hai, garmi padne wali hai Holi Kai time se.

terrible book honestly, quite boring. cover is the only saving grace

Ranbeer prayagrajia

Houn jaude ekdach, aai chi Gand behanchod.

The comment section still had men who said she will leave him after success. Pata nahi inn chigma males ko kisne itna hurt kiya hai. Harr jagah pahuch jaate hai gandagi faylaane.

That chaliye naa was soooooo cute. Hehe

Those are meant for low distance city transport with stop and go. The insane low torque pull of the bus given me a nausea. Can’t imagine the KSRTC drivers driving it for long distances and accelerating and braking at will. Also the suspension of the low floor is geared towards slow sedate rides

It's actually sad to see what Bengal has become these days. It has no resemblance to what it was 70 years ago. Communism and leftist propaganda has turn the land of Maa Kali to the playground of Katmullas. From one of the wealthiest states to one of the poorest. UCLA(University) in US actually has a case study in economics and sociology on Bengal showcasing its downfall. Worth a read.

If you supported this guy after J6, you're part of the fucking problem, Mr. Balderson.

Mac D, Sector 35, Used to go there and Have only one coffee or tea and sit for 2-3 hours, they even don't bother you, you can sit whenever you want, but you need to order one thing from them.