Personal ULIP investments, don't know what to do?

In 2023(before I was financially literate), my broker convinced us to invest in ULIP. Recently after thorough research I understood why they are one of the worst investments you could do today. So, naturally I talked to my broker about this and he tried to scare by saying the money is locked until 3 more years. And I if stop further investments the return from here on will only be that comparable to savings account (\~3.5%). **Need advice on what to do here,** I have paid 2/5 yearly installments, should I continue(paying very high fees) with the installments especially since the market outlook from here on out looks so much worse. Feels like I would be paying money for them to lose my money now. Edit: ULIP fund name is Tata AIA small cap discovery fund