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  • abhishat15

    •

    6 months

    Need suggestions for new investment ideas

    # I recently received a salary hike and am considering increasing my investment contributions. I would appreciate your guidance on how to optimize my portfolio. My current monthly income is ₹1.2L, and here’s how I allocate my investments: * **Mutual Funds:** * Kotak Emerging Equity: ₹10k/month * HDFC Small Cap: ₹6k/month * Quant Flexi Cap: ₹6k/month * Quant Small Cap: ₹3k/month * **ETFs:** I invest in NIFTYBEES and JUNIORBEES whenever I have surplus funds at the end of the month. * **Emergency Fund:** I maintain an FD of ₹1 lakh for emergencies and plan to start contributing ₹5k/month to a liquid fund for the same purpose. Should I consider adding new funds to my portfolio or increasing allocations to the existing ones? Any suggestions are welcome! Thank you!
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