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    4 months

    Need Advce on ULIP exit

    Hi everyone, 33M Need advice on an HDFC ULIP plan(bought it because branch manager suggested) which is now out of lock in period Invested amount in 7 instalments - 4,20,000 Value of fund if I surrender - 6,30,000 (689000 at the start of Jan 2025) 100% of funds allocated to large cap The fund has been bleeding money I feel I should exit and re invest either in a Small Bank FD or Parag Parikh Flexi Cap. Or should I wait for the next 6-9months and hope to get better returns. I’m grateful that this fund atleast helped me save some. But I feel it can be invested somewhere better for the near future till we have a little more surety in the market. Would love to hear on what to do.
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