People often advise multi-asset investing only during bear or consolidation phases, but I firmly believe that it should be an integral part of your portfolio, irrespective of the market situation

Asset allocation, when done conservatively and exercised over the long term, has the potential to solve for multi-generational wealth creation. This strategy has proven its worth across various markets, delivering equity-like returns with significantly lesser volatility. The most important thing about multi-asset investing lies in the difference in standard deviation. Most of the time, a dismal period in one asset class will be offset by another asset class. This diversification helps smooth out the overall portfolio returns and reduces volatility. P.C: DSP https://preview.redd.it/p605uccyi9he1.png?width=694&format=png&auto=webp&s=f2836043dd1a9af78c2ed96108aa172a3bc2a3f5