Should You Pause Your SIPs Amid Market Volatility? Here’s What 20 Years of Data Reveals!

A detailed analysis conducted on SIP performance across large-cap, mid-cap, and small-cap indices since 2005 reveals fascinating trends. 1. Large-cap and mid-cap SIPs have never lost money over 10 years. 2. Small-cap SIPs had only a 0.8% chance of loss, even in the worst-case scenarios. 3. In shorter SIPs(<5 years), the probability of loss rises to 11.7%. 4. In 7-Year SIPs, large-cap SIPs rarely resulted in losses, Mid-cap SIPs showed zero instances of negative returns and Small-cap SIPs had a mere 5.8% chance of loss but still delivered an average return of 12.7%. SIP investing is a long-term game. Market volatility may test your confidence, but the evidence is clear. Staying invested works better than trying to time the market. If you’ve been second-guessing your SIPs, let this data reassure you.