Investment strategies in current market conditions - Seeking high returns (50L fresh investment, High risk appetite)

Hi all, Given the current market conditions, I’d love to hear your views on the best investment approach. My risk appetite is high to very high, with a 3-5 year horizon and an approximate investment of ₹50L+. Additionally, I have a regular income of ₹2L+ per month, so I’m open to aggressive strategies. 1. Cash vs. Equity – Wait or Deploy? • Should we still hold cash and wait for a deeper correction, or is it time to start deploying into high-quality stocks with strong technical and fundamental backing? • Would staggered buying or buying on dips be a smarter approach in this phase? 2. Mutual Fund Strategy – Lumpsum or SIP? • SIP should continue, possibly even stepped up in this market. But what about lumpsum investments? • Which category looks better for fresh deployment? • Large-cap for stability? • Mid-cap & Small-cap for high growth? • Diversified, Index, or Thematic funds – which ones are best positioned now? 3. Derivatives Market – Right Time for New Investors? • Given the current volatility, is this a good time for a new investor to enter derivatives (F&O)? • What strategies could be safely leveraged for high-risk, high-return investors in this segment? Would love to hear thoughts from experienced investors! How are you positioning your portfolio in this market? 🚀📈