I finally did it!

Hello everyone! After much contemplation, I have finally decided to update my MF portfolio. Earlier portfolio - 1. Mirae asset large and midcap - 2.5k 2. Paragh parikh flexicap - 30k 3. HDFC BSE sensex index fund - 5k 4. Kotak small cap - 20k 5. Axis small cap - 20k 6. Mirae asset elss - 20k Got feedback that its over diversified and that large and small caps are very over valued currently. So, i have decided to switch to these funds and also increase the amounts. 1. HDFC BSE Sensex Index - 20k 2. NaVI nifty50 index - 20k(has lower ER than UTI) 3. NaVI nifty next50 index - 20k 4. Motilal oswal smallcap - 60k (confused between this and my previous axis one as it was giving good returns so far and this one is new but hyped with great 1Y avg) 5. Parag parikh flexicap - 40k(some US stuff + good returns so far) 6. Motilal oswal large and midcap fund direct growth - 40k(new but overvalued so less) Which boils down to 30% index 30% small cap 20% flex 20% mid and large cap I am planning to do an SIP twice a month on these amounts(for some time since I have some liquid money with me) What do you guys think for long term and moderate risk? I'm just 28 and have little scope for risk atm.