In real deep

I really went all in on my SaaS start up. Mid-30s, married with kids. Left a $350k a year job. Dumped $300k+ into it. Ended up taking a lot longer than I thought and it cost me so much to maintain the biz and pay for my cost of living from savings for 3 years without an income. Ended up raising a pre-seed, but it wasn’t enough to pay myself anything. Ended up selling my second home to use the equity for living expenses. I’m now $150k in debt, and down to my primary residence and a modest retirement account. We’ve rented out the house and moved to a cheaper place, but it’s not enough. We are about to sign our 5th B2B client (~$40k/yr each) and I’m feeling the momentum. Probably not PMF, but it feels like it’s around the corner. We’re not quite at the revenue for a seed, and I worry that it can be another 6-9 months to get to a closed seed. The fundraising environment has sucked and it cost me too much precious time away from sales. Anyway, I’m burning through my last little bit of savings and it’s incredibly painful. Each month I’m wasting time juggling bills and moving money frantically to make ends meet. I really need to make ~$100k to live modestly and pay for this mountain of debt. No options seem good… 1. Get a job - Don’t even know how I could manage this without quitting my startup. 2. Consulting / Gigs - I’ve done a small amount of this, but it’s distracting unless I spend a considerable amount of time on it. 3. Sell dream home / go bankrupt - My 5 year old LOVES our house and it would be heartbreaking for all of us. I would subsequently go bankrupt, but I don’t know if that would just mess things up for my business anyway. 4. Raise - I don’t think we’re at seed-level ARR yet, so I could do an extension so it doesn’t take so long to raise. But I can’t see myself taking $100k from investor money yet. I’m sure some of you have had some personal finance pressures, so I’m hoping for some wisdom.