[LIC SCAM] LIC Jeevan Akshay VII - Lost ₹1.5L Due to Surrender, Any Way to Recover?

My mom invested ₹5L in the **LIC Jeevan Akshay VII** plan through a known relative (LIC agent) after her retirement, opting for a **5-year tenure**. Due to an urgent financial need, she decided to withdraw the money, assuming there would be a reasonable surrender value. Unfortunately, the agent **forgot about the surrender value**, and no LIC official warn us. When we proceeded with the surrender, we were shocked to receive only **₹3.5L**, meaning a loss of **₹1.5L**! Now we are wondering: 1. **Is there any way to recover some of the lost amount?** 2. **Would it have been better to continue the policy for 3 years instead of surrendering?** Any advice from experts or people who have dealt with a similar situation would be really helpful!