How to deal with recovery agents?

I'm 19M, my father had taken out a loan from tata capital or smthing for the value of 11lakhs in 2021, he has paid around 12.5 back but unfortunately lost his job back in January 2024 Since then the loan installments were going out from our savings and whatever my mom earned through taking tuitions and monetary support from friends and family. Now when push has come to shove, I'm hearing about these agents coming to my house soon from my father. My only question to y'all is, how do I deal with them. Like if someone misbehaves w my mom or sister, I'm done there. I literally won't give a damn about myself in that scenario. What are my rights in such a matter? How exactly do I deal with these agents? Help a brother out! Thanks for reading!