I am 26M did Nothing in my Life, it's a Complete waste of time

I have wasted my entire life till now. I neither studied well nor I enjoyed my school/college life. I couldn't do anything. In school and college , I was just trying hard to pass the exams. Never went to a trip with friends , nor any clubs. But still got 3 backs in my engineering. I was a late admission , graduated at 2022 at the age of 24. Got no placement because of the backs. Since then I am preparing for bank exams , but got no success till now. The thing that disheartens me is that I could never do anything, be it having fun with friends , taking up a hobby , going to gym , or studying wholeheartedly. I suck at everything. I don't have any social life , just 2 friends with whom I talk on phone once in 2-3 months. I am very skinny and have a ugly face , I started gym in my 2nd year but then couldn't continue it. I don't have any motivation to do anything now. People of my age have 4-5 year of experience, are earning a good amount , travelling the world , have a good social life whereas I suck at merely talking to anyone. I am so much behind everyone in every aspect. I don't know what should I do. I sometimes think about ending it all but I am not even brave enough to do that also.