Struggling to Manage Expenses in Gurgaon

Hey everyone, I’ve been working in my first job for a year now, but managing expenses in a city like Gurgaon has been tough. I want to save for a home in my hometown and a car, but I haven’t been able to save much. I’ve tried tracking my expenses, but doing it daily feels overwhelming. What are some practical ways to manage spending more effectively? Also, for better budgeting, is it wiser to use cash or UPI transactions? With the stock market not performing well, what are some good alternatives for growing savings? Would love to hear from anyone who has faced a similar situation. Any tips or strategies would be really helpful!