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Mid life advise
Hey there fellow redditors I'm 25 year old male from chennai. I have been working in a reputed it firm for the past 3 and half years with a net pay close to 35k per month. Being the son of a single parent and sole bread winner for my mom and brother. We have made quite a few financial mistakes. We have taken up few loans and when we were unable to pay the dues we then took few more loans and now stuck in a trap of vicious cycle. Our monthly emis combined has piled up to 92k. Apart from this monthly rent and food expenses stands at 30k. Couple months back I had quit my job to upskill myself and maybe enter a completely different niche. This month we haven't been able to pay any of the dues. Ik this is a phase and we can get over it. Whereas my mom is totally paranoid and started talking about putting an end to our lives as a solution. This is not the way and I've been actively convincing her to not think of such thoughts. I stand here to hear any suggestion on how can we tackle this? Is there any jobs that would pay 3k salary per day? I'm fine with starting any work that would pay me atleast 60 to 70k even if it's temporary for 4 to 6 months. By then I have other plans and leads to go forward with. A year and a half back when something similar happened I took up a part time job as swiggy delivery partner which paid 1.5k for close to 11 hours of cycling and delivering. But back then our monthly expenses and emis were not more than 75k. I agree that we have been financially illiterate. Thanks in advance for those who respond5
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