How My dealer is giving such a sweet deal?

https://preview.redd.it/4gmw0zg24tje1.png?width=744&format=png&auto=webp&s=e4dc444e90f34ce7e42e19d7f75a3c5e7ec72b84 My venue turbo is due for its first year OD insurance my dealer sent me this icici plan which seems to good to be true for around 12403 i am getting a lot the suprise is i am unable to find this type of deal neither on ICICI website nor any third party ( policy bazar etc) https://preview.redd.it/v2wx93265tje1.png?width=503&format=png&auto=webp&s=eee4aa4bc60af8cbaade58df0b96941c19977e38 ICICI (same IDV value) is qouting upwards of 25k without PB addon What might be the catch?