Which bank branch should I open a current account in to receive USD payments?

So I was considering opening a current account in IOB, PNB, or Canara to receive USD payments. I compared the rates to other banks and these 3 give the best exchange rates USD/INR (TT Buy): |Bank|Rate USD -> INR (13-01-2025)|Link| |:-|:-|:-| |IOB|86.07|[https://www.iob.in/iob\_Forex-rates.aspx](https://www.iob.in/iob_Forex-rates.aspx)| |PNB|86.36|[https://www.pnbindia.in/downloadprocess.aspx?fid=A+rrvZeJc+PIaxfEqVTIQQ==](https://www.pnbindia.in/downloadprocess.aspx?fid=A+rrvZeJc+PIaxfEqVTIQQ==)| |Canara|85.93|[https://canarabank.com/pages/forex-card-rates](https://canarabank.com/pages/forex-card-rates)| You can check other other banks here: sheet by [u/ashuvssut](https://www.reddit.com/user/ashuvssut/): [Spreadsheet](https://docs.google.com/spreadsheets/d/1400_eRiNIVm9Bmv5MQClFY2VRN_Pgz0k_j2bZWq-clQ/edit?usp=sharing) I had a few questions: 1. Which bank offers a smoother FIRC process? 2. How was your account opening experience? What documents were required? 3. How is their online and mobile banking? 4. Do you need to contact the bank each time for balance credit? What’s your experience? Are there any other factors we should consider? Let’s discuss!