My oneplus phone got stolen yesterday, what should I do and which phone should I buy?

Context: I lost/got my phone stolen yesterday :( I have taken care privacy and security stuffs. But I am anyway not a big fan of smartphones (I consider it as an evil tool). But the paradox is I can't live without it either. Map, Payments, Cabs, quick commerce, photos, Twitter, Notes everything's there. And I have always used just Andriod under 20K-ish. Now, I am thinking that I can either: 1. Go cheapest in market 2. Or, take a leap for iPhone investment. What do you think I should do? I also don't want to make any bad financial investment.