Prove me Wrong - Buying a flat is falling into the trap laid out by politicians, judges, babus. They gain everything, you gain NOTHING.

If you have **zero generational wealth, zero black money, zero pension from your ancestors, zero political or bureaucratic connections, and zero workarounds**, here’s how the system traps you: ## **Step 1: The Politician's Land Grab** - An MP or MLA gets elected and immediately purchases **a large parcel of land** in a developing part of the city. - This land is **bought using black money** but is registered in the names of their **relatives—sons, daughters, uncles, aunts, grandchildren, etc.** - Since the money used was black money, the **effective cost of acquisition is zero**. ## **Step 2: The Bureaucratic Nexus Joins In** - Judges, bureaucrats (babus), and their close networks **also buy land nearby**, again using **bribe money and black money**. - They don’t need to sell the land because **their official white salaries cover all expenses**, and their **lifestyle is funded by taxpayers**: - **Healthcare?** Free AIIMS treatment and foreign medical care. - **Education?** Kids in KV (Kendriya Vidyalaya) or sent abroad. - **Housing?** Government bungalows, staff, and infrastructure—all covered by public funds. - They **sit on these land holdings for decades** because they never face any urgency to liquidate assets. ## **Step 3: The Fake "Market" Manipulation** - A **builder—who is just a proxy for the politician-bureaucrat-judge lobby—buys the land** at inflated rates. - He **creates hype** and starts selling **flats through letters of intent and expressions of interest**. - He **preaches free-market principles**—demand, supply, capitalism—while hiding the fact that: - **Land hoarding using black money is never tolerated in a real free market.** - **Bribes and political interference destroy fair economic competition.** - **In a genuine capitalist economy, the biggest asset holders pay taxes instead of converting black to white.** - In India, this hoarding is **celebrated and tolerated**, ensuring that **ordinary citizens are locked out of wealth accumulation**. ## **Step 4: The Common Man’s Trap** - If you **don’t have black money**, there is **no way to compete** in this manipulated system. - By the time you **calculate your CAGR (Compound Annual Growth Rate) on property appreciation**, the **politician and babu have already made infinite returns** by dumping their black money into the system. - **Thousands of people like you unknowingly help convert 10000s of crores of black money into white every month—while the RBI sleeps.** --- ## **How the Banking System Joins the Loot** - The price of a flat is **already 10 times what it should be**. - In a fair system, the **shopkeeper, MP, MLA, judge, and bureaucrat would have contributed positively to the economy**, but here, they simply **extract wealth**. - Enter the **cunning bank**, which offers you **75% of the flat’s cost as a loan**. ### **Numerical Breakdown of Your Losses** - You **saved ₹24lakhs ** despite earning 30L, for down payment. - You give this **₹24lakh to the builder** as a down payment. - The bank charges **interest rates higher than inflation** (another red flag), and you **end up paying twice the original amount over 15 years**. **While you calculate so-called appreciation and CAGR, the banks and politicians have already made a fool of you.** --- ## **The Responses You’ll Get from the System’s Beneficiaries** If you point out these facts, here’s how the system will react: 1. **The Politician's Family:** "You should work harder and invest smarter." 2. **The Bureaucrat's Child:** "Your financial planning is weak." 3. **The Bankers & Builders:** "This is just how demand and supply work." 4. **The Media:** "India is a booming economy! Real estate is the best investment!" **Reality?** The entire system is a closed-loop of corruption, where wealth is extracted from honest citizens and funneled into the pockets of a privileged few. --- ## **The Only Way Out?** - Invest in assets that politicians **can't manipulate** as easily. Until then, the cycle continues, and **you keep funding their luxury while struggling to own a home.** ---