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  • jhasneha29novm

    •

    5 months

    Investing in other countries

    Hey, I’ve been exploring options to invest in international markets. Initially, I looked into ETFs and mutual funds, but quickly realized their returns are very disappointing- mainly because of the multiple layers of charges and regulations (thanks to Indian government policies :) ). It got me thinking- Indian markets have performed really well over the years (ignoring the COVID dip), depreciation of the INR against most major currencies gives us a different story. Even if Indian markets gave, say, 50% returns in a certain period, the same investment in USD during that time often yields better results. The falling INR erodes a significant chunk of our actual returns compared to other markets. Now, I'm searching if there are ways to invest in economies like Brazil or Japan without settling for terrible 5–10% XIRR after all the charges? If there’s a practical way to do this with a relatively small capital, I’d love to hear about it. Any tips or suggestions? TIA
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