I am 20 having 60k in a bank as recurring deposit with 7.25% interest rate. Should i move those funds in Mutual fund for good returns ? My duration would be 4 to 5 years.

I am 20 having 60k in a bank as recurring deposit with 7.25% interest rate. Should i move those funds in Mutual fund for good returns ? My duration would be 4 to 5 years.