RBL Bank (CMP: ₹163.8)- Q3FY25 (Provisional)

**Granular** deposits growth outpaced total deposits growth. The ratio of retail advances to wholesale advances has increased. The secured retail segment grew by 37% YoY, albeit from a low base. There has been some recovery on the **collection efficiency** for microfinance loans. However, the **CASA** ratio has deteriorated further. https://preview.redd.it/sr5dbxmi9tae1.png?width=988&format=png&auto=webp&s=a5877491e950d95816211bd8ee862139902acc61 Disclaimer: Not a recommendation. Press Release: [RBL Bank Q3FY25 (Provisional)](https://www.bseindia.com/xml-data/corpfiling/AttachLive/66454b0c-226a-4dda-bf3f-d14fd66dda86.pdf)