I lost so much in mutual funds

I have been investing for 3.5 years and invested about 3.6 lakh and it is now worth 4.5 lakh it lost 90k from nov to feb now from 5.4 lakh to 4.5 lakh i am in dire need of money now I only got 30 percent return in 3.5 years very bad , should I wait for 5 more days and then withdraw is it gonna get better in need the money in 1 week what should I do, please suggest