Complete my small goal to reach 5 lakh in MF.Help me to restructure it for better returns or should I continue investing in these.

Hi everyone, I’m a 30-year-old married professional from India, earning ₹2 lakh per month in hand. My wife is currently working on building her freelance graphic design career. Here’s a snapshot of my financial situation: • Emergency fund: ₹10 lakh • No loans or debts • Planning an international trip this year • Long-term goal: Buying a house in my 40s or 50s I started investing in mutual funds in 2023 and currently have monthly SIPs in the following funds: • Axis Small Cap Fund: ₹15k • UTI Nifty 50 Index Fund: ₹15k • Quant ELSS Tax Saver: ₹10k • Motilal Oswal Midcap Fund: ₹10k I’d love to hear your thoughts on: 1. How well-diversified is my portfolio? 2. Should I rebalance or switch any of these funds for better long-term returns? 3. Any recommendations on asset allocation (equity vs debt) to improve overall stability and growth? Looking forward to your suggestions!