An unbiased review of DSP Nifty Private Bank Index Fund

**Key Features & Investment Strategy** *Asset Allocation:* * 95-100% in Equity and Equity Related Securities (High Risk). * 0-5% in Cash and Cash Equivalents (Low Risk). *Investment Approach:* The fund aims to mirror the Nifty Private Bank Index by holding all its constituents in the same weightage. A small portion may be held in cash to meet liquidity requirements. Benchmark**:** Nifty Private Bank TRI Expense Ratio**:** Up to 1.00% of daily net assets Exit Load: Nil **Fund Manager & Experience** * Mr. Anil Ghelani : Over 26 years of experience, currently Head of Passive Investments & Products at DSPAM. * Mr. Diipesh Shah : Over 22 years of experience, currently Fund Manager – ETF and Passive Investments at DSPAM. **Verdict** 1. Both managers have extensive experience in passive investments and ETF management. 2. No Performance Track Record 3. High exposure to a specific sector enhances the concentration risk. If you believe in DSP's fund management team and their passive investment strategy, it could be worth considering. If you prefer a proven track record, established index funds with longer histories might be a safer choice. https://preview.redd.it/fm1mxjwj3bke1.jpg?width=2472&format=pjpg&auto=webp&s=b507a08ffd9401de4c013f3ba9dfd018319ac6d2