I feel like I wasted my 20's

I'm 3 years away from turning 30, and my life hasn't really started yet. I just became a NEET in August. I've been slowly climbing the ladder. Going fron $18/hr. in college to most recently $30/hr. in my last job. Took 7 years. I should already have a stable, drama-free job, my own house, car, etc. And not worry about getting fired or homeless every couple of months. But here I am. I have a new job in January, but it's $2 less. Can't complain at this point. It's remote too.