You can never "become RICH" in Mumbai

You can never become rich in Mumbai by working a job; you can become well off, upper middle class, but never rich, and not even crazy rich; but "regular" rich. I did the Math: A good 3bhk in a good locality and by a good builder will be roughly 4 crores, taking an EMI for a duration of 10 years at a 8.5% interest rate; it comes out to be roughly 5 lakh/month. To be able to afford to pay a 5lakh/month EMI, you've to make 10L/month after income tax; for that you need to make roughly 1.6 crore/annum; who tf makes that much by working a job (except very very very few people)? I know that house is not the only parameter but it's a major one + you can't discount how expensive health care/other emergencies can be.