At the lowest point of my life

I am 20 years old and completed my Bachelor’s degree in BMS with a specialization in Finance this April. I recently discovered that the positions I am interested in require at least one year of experience. However, as a fresher, the only experience I have is working in our family shop for over three years. This month, I secured a job at a CA firm with a monthly salary of ₹10,000, which I decided to accept. I have always been passionate about pursuing an MBA, but the cost of an MBA program is very high, and it would be difficult for my family to afford. While there are alternative options like loan, etc. Academically, I consider myself average, with a CGPA of 6.76 out of 10. I am unsure about attempting the CAT exam, as it requires scoring in the top 1% to secure admission to a reputed institution. Without admission to a top-tier college, I feel pursuing an MBA from local clg might not be worth it. Time is a major constraint for me. I have to handle the family shop and do not have much free time. My parents have told me that I can stay home and study if I want, but I know they struggle without my help at the shop, and I feel guilty about leaving them to manage everything alone. Preparing for CAT while working seems nearly impossible. I have also considered government exams as an alternative, but I dislike them because they often include irrelevant questions. On top of this, I don’t have a social circle or friends to discuss my plans with, which makes me feel isolated. Another area of interest for me is the stock market. I am keen on it, but I recently came across someone’s story about spending years in the stock market only to end up broke and jobless by 27. This has made me doubt whether it’s a safe career path. I feel extremely confused about my future. Should I continue working at the CA firm, leave the job to focus on CAT preparation, or explore a different path? My family has high hopes for me, as I am the most educated among them, but I am afraid I might not meet their expectations. These thoughts have been keeping me awake at night, and I don’t know what step to take next. Your advice will be valuable for me thank is Advance.