Does anyone else just hate lending money ??

Do people here just hate lending money? I surely do. Today only my gym trainer asked me for some money. It was a small amount so I didn't refuse. He promised to pay me day after tomorrow. But my point is , why? Why the hell do people have this habit of asking for money? That a\*\*hole carries an iPhone along with an Apple watch. Saalo jab paise hote nai hai toh itna mehenga phone khareedte kyu ho? Lending irritates the crap out of me. I myself don't ask anyone to lend me money because of the guilt associated with it. Why the hell do people have this part of their brain missing?