Gurgaon Pet Parents : Have you taken pet insurance for your kids?

Hey all Gurgaon pet parents! I am planning to buy pet insurance for my pet cat who is 3 years old. I am planning to take for peace of mind and in case of any surge of expenses which may occur. If any one of you here have taken any pet insurance for their furry family member, please suggest the options I should go with and any specific pros/cons.