QNet’s Failures in Compliance, Accountability, and Transparency

I invested ₹18.5 lakh in QNet, initially starting with ₹7 lakh. Later, I was introduced to a concept called “HOTS” (holding close contacts under your network inactively until they voluntarily start participating), which explains the remaining investment. Thankfully, I quit within the 30-day refund period and submitted my refund request since all orders were placed within this time. Despite this, QNet has made the process unnecessarily complicated: • They are now asking for self-attested documents from me and the names used for the HOTS accounts. • When I questioned them about this, they stopped responding entirely. I sent a reminder email yesterday, demanding a clear timeline for refund completion by January. However, I’m concerned about their lack of accountability and transparency in handling this process. Escalation Plans: I have all proof and documentation of transactions and communications. While I am preparing a consumer complaint, I want to explore other legal or regulatory avenues related to: • Financial compliance • Money laundering • Other violations they may be committing Does anyone have advice on escalating this further to higher authorities (RBI, ITD, MCA, etc.) or other effective steps?