Is it hard for money philosophers to accept that money does buy happiness?

I have seen people say that money can't buy happiness and health. I want to know, what exactly does poverty buy? If people are practical, everything is interconnected with money—from love and friendship to health and education. And it's extremely hard to imagine finding love, friendship, health, and education in extreme poverty. Would you accept a proposal from someone who is extremely poor and homeless? People say that money can't buy love, but if that's true, then why don't they?